I was wrongfully harassed by Richard Brown who states that he is with Advance Cash Services. I do not believe this is who person is and is falsely using Advance Cash Services as a front. The horrbile person emailed me today with incrimating threatening Accussations . Falsifying statements that I owed them money and that I was flagged by Government agencies and other agencies . That I was to pay 852 dollars and if I didn't I would then have to pay 4271.15 for attorney and court fees. Stated to send money by Money Pak that they do not accept any other kind of payment! No Visa/MasterCard due to insecure gateway . They went on saying that they are going to report me to FBI,FTC and other personal places. It states Loan information and Loan company Advance Cash Services. This is a scam and they need to be sued.
The case will be downloaded tomorrow (October 7th 2014) and you will be soon served with the court papers due to non-payment after so many reminders. If you want to avoid these legal consequences we merely require you to get back to us with the payment, you can e-mail us back.
As we put your Social Security Number into our National Checking Database System, we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 12 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $2156.86.
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
· Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us or email us right now to pay or agree to a payment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU AN EMAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:00 AM to 05:00 PM EST) on +1 315 557 6477.
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
This company contacted me via email, addressing me as "customer" in the initial email; stating that I owed them a small debt but if I didn't want to owe a larger one then I needed to respond within 48 hours. The email said I needed to sign a settlement agreement. They had run my social security number and knew that I didn't have any charges of writing bad checks. There was also a phone number listed at the bottome of the email.
Before responding via email, I called the phone number (208-881-0005) and received no answer. When I did a reverse phone number lookup, it indicated there it was a level three voip phone number. Since I was unsuccessfull, I responded to the email and asked who was the creditor. I received a response email in six minutes exactly stating I had had $300.00 deposited into my account from an internet payday loan company and had failed to repay them.
I responded and told them I was disputing the validity of the claims they were making against and wanted them to forward any documents the say I has signed. I informed the gentleman that I was aware of the falsehood of his phone number and this business. I have had no response since.
Ultimately, I contacted the BBB who has no record of the company on file, I was unable to locate a business address or valid phone number for ACS Inc. I have filed a complaint with the BBB and now to this site. Folks beware! This is a scam, and an attempted to get money from unsuspecting people. Do your research and protect yourself.
The case file will be downloaded on Monday (July 27th 2015) and you will be soon served with the court papers due to non-payment after so many reminders. If you want to avoid these legal consequences we merely require you to get back to our manager Sandra Hernandez([email protected]) with the payment, you can e-mail her for further details. Thank You, Andrew Jones Advance Cash Services LEGAL GROUP OF ATTORNEYS. They constantly send emails saying you owe money of 560.00 or so. They've kept this up for over a year now
I have never opened a loand or done any kind of business with this company nor do I know who they are representing. But this what the email that was sent to me said:
ACS SERVICES LEGAL DEPARTMENT
CASE NO: ADW 55678/2015
AMOUNT OUTSTANDING: $786.00
This Proceedings issued on you Docket No: ADW 55678/2015 with one of ACS Services Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department has decided to mark this case as a flat refusal and press legal charges against you.
We have sent you this warning notification about legal proceedings on November 8, 2014 but you failed to respond on time now it’s high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4567.00 and will be totally levied upon you and that would be excluding your attorney charges.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
This is your last and final chance to settle this case. If you don't take it seriously, we will surely take hard steps against your name and social. And you will be the only person responsible for the legal consequences.
IF YOU WANT TO RESOLVE THIS CASE OUTSIDE THE COURT HOUSE, YOU HAVE TO MAKE YOUR OUTSTANDING AMOUNT $786.00 OR WE GIVE YOU A PAYMENT PLAN OPTION FOR YOU HAVE TO PAY YOUR DUE WITH AN INSTALLMENT.
EMAIL US BACK FOR RESOLVE THIS CASE OR A PAYMENT PLAN OPTION.
Attn: Reference ID #F-05615 (Urgent Attention) ACS INC CASE FILE: F-05615 LOAN INFORMATION DUE AMOUNT- $983.42 NOTE: This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SOCIAL SECURITY NUMBER that we have on your file will be put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter. UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION (4) ELECTRONIC FUND TRANSFER FRAUD. Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred. WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD. And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you. We believe that this was not your intent and that these steps are unnecessary. IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH E-MAIL. (DISTRICT ATTORNEY) Copyright (c) 2006 | Privacy | Terms of use Regards, Linda Hall Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
I received an email telling me that I owed over $4000.00 to a company called ACS Incorp. I did not borrow any money from these people, but they have all my personal information, including my social security number. They know where I work, and the name of my bank. When I asked for a copy of the contract that I suopposedly signed, they have not provided it yet. They claim the original amount of the loan was $300.00.
They have threatened me with a court appearance, also said they could garnishee my wages, in general, trying to scare me into paying something I don't owe. I am looking into what I can do about this, but from all the information, these people are scammers.
They told me that I owed money to a lender. After I paid the amount to settle they said I was all set. Months later I got a email from another lender stating I owed them money for a payday cash loan. I had explained to them that I paid the loan already and sent the the email confirming the loan. They told me ACS Is a scam! I was upset crying after I paid this company. Then to have another company payday lenders tell me I got scammed. I do not have the money to pay the real company because I lost my job. Now I need the scammers to give me my money back because this is seriously ridiculous!
I'm reporting a fraud email I have gotten by this company acs Inc. taking about I owed a loan for 955.75 dollars that they going to take me to court and after the court case I would owe them over 4203.86 thousand dollars they must be tripping. They will not respond back to my email when I ask them to send me proof and no response, just more harrassing emails. Here is a copy. Case File: AG73-2616; Total Outstanding: - $955.75 Case File Transferred: - May 2015 Loan Company: - ACS INC. As we put your SSN into our National Checking Database System, we found that you have been never charged for a fraud activity & that is the reason Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $955.75 or else the lawsuit amount which is about $4203.86 WILL BE DOWNLOADED AGAINST YOU. If you want to settle this matter today itself, then you can get some percent deduction on the Restitution Amount and you can take care of this issue by making the payment of the Settlement Amount today. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us ASAP. We are very sorry to say that you are going to be legally prosecuted in the Court House within seven days. Your SSN is put on hold by the US Government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification Email. Your case file# AG73-2616; and since it’s a legal matter you will need our help, so email us right now to make a payment and freeze down this case. AS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED three SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred. The Factual Basis for the complaints are as follows: You accepted to return the funds from this aforementioned advancement as per contract. And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value. At present, ACS INC is seeking either of the following remedies:- All funds to be returned as per terms of initial contract Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $955.75 to settle this case. This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount/ Settlement Amount as decided by the Court House. You have to give us a flat answer without any excuse. If you want to resolve this matter then email us immediately during working hours. (Monday to Friday 9.30am to 5pm EST) reply back to this email. NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU. ACS | Privacy | Terms of use
Around April 10, 2015, I found and email from Debra Williams in my spam mail. I read the notice being sent to Sandra Hernandez and that I had failed to respond to several attempts for them to contact me. The parties have threatened legal action against me. I emailed Sandra Hernandez and stated that I had not been notified prior to seeing the email being sent to her from Debra Williams. Sandra Hernandez and I began communicating about a so called bill and I attempted to set up a payment arrangement with her. She informed me that I needed to purchase a RELOADIT card and place the money on this card. She said that I owed $694.74 but would be willing to settle the account with a payment of $310.00. I agreed to pay this on May 1, 2015. She then instructed me to get the Reloadit card and what information they needed. I contacted her on May 1st to let her know that the card had been scanned with the loan number LN6754 in the amount of $310.00.
I contacted Ms. Hernandez on May 2, 2015 and she did respond back stating that she needed the actual card scanned and email, then I did that again and emailed this information and asked for a confirmation. On May 4, I email Ms. Hernandez again asking for confirmation and a statement stating that the billing is paid in full. On May 5, 2015, Ms. Hernandez contacted me and said she received the payment and that a statement showing the bill is paid in full will follow. On May 7, 2015 I email Ms. Hernandez and again on May 10, 2015 asking for the statement saying the bill is paid in full. I have not heard from her at all. I believe that I have been ripped off.
This company is constantly contacting me regarding I "supposedly" owe them close to a thousand dollars. I do not know who they are. They send me threatening emails saying I am going to jail. I am being garnished. If I don't pay in seven days I will my accounts closed etc. I also had a lady say she was at my home and wanted to know why I wasn't there? Thing is I didn't live there. She wanted to know my location. When I found a number to finally reach them the man (who wasn't foreign this time) threaten to have me jailed that day if indie not pay! I didn't of course so now I keep getting emails threatening me.
This company called ACS has phoned me multiple times saying I have a debt from Ace cash services from 2008 for a payday loan. I had a bancruptsy that year and cash advances are not legal in my state told them they were mistaken and I called Ace and they told me they have nothing that I owe in the system and no one is collecting for them.
the fax is 843-636-8003 and the phone is 803-816-0800
I am tired of these people now saying I will be in court for this in a few days.
After I refused to cooperate and called them the crooks they are, they responded with obscenities and threats
ACS SERVICES LEGAL DEPARTMENT
(GIBSON’S LAW FIRM, (PAYDAY DEBT LOAN ASSISTANCE GROUP).
CASE NO: ADW 55678 /2015
AMOUNT OUTSTANDING: $786.86
This Proceedings issued on you Docket No : ADW 55678/2015 with one of ACS Services. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of GIBSON’S LAW FIRM has decided to mark this case as a flat refusal and press legal charges against you.
We have sent you this warning notification about legal proceedings on November 8, 2014 but you failed to respond on time now it’s high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6100.00 and will be totally levied upon you and that would be excluding your attorney charges.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
This is your last and final chance to settle this case. If you don't take it seriously, we will surely take hard steps against your name and social. And you will be the only person responsible for the legal consequences.
IF YOU WANT TO RESOLVE THIS CASE OUTSIDE THE COURT HOUSE, YOU HAVE TO MAKE YOUR OUTSTANDING AMOUNT $786.86.00 OR WE GIVE YOU A PAYMENT PLAN OPTION FOR YOU HAVE TO PAY YOUR DUE WITH AN INSTALLMENT.
This is the second time I have received an email from an agency called ACS, Inc. for a loan that I never obtained. They are threatening collection and court action against me stating that I "supposedly" owe them $840.00. They also indicate that I do not make an immediate payment they wil contact my employer to arrange for a payment to be deducted from my payroll or account to resolve the matter without going to court. I retained copies of their previous emails because they refused to provide me with details regarding this account, but they have my social security information, email and banking information.
I received this email from a Stephen Brown (Accounts Manager) from ACS Incorp. regarding a "Payday loan" debt I alledegly have with his company but he refuses to provide specifics.
Case No. AS16-29016
Balance Amount: $956.45
Case File Transferred to ACS: - November 2014
Dear Customer,
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court Restitution Amount which is $956.45. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit/loan, once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
• Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
• Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedy:
All funds to be returned as per terms of initial contract
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $956.45 to settle this case.
To resolve this issue contact us during the working hours Monday to Friday09:00 AM to 05:30 PM EDTon+1 315 557 6477or reply back to this email to get in touch with the representative.
As we put your Social Security Number into our National Checking Database System, we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 12 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $4252.86.
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
· Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us or email us right now to pay or agree to a payment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU AN EMAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:00 AM to 05:00 PM EST) on +1 315 557 6477.
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
I recieved many emails from asc debit stating i own them #940.00 and un less i pay it in 14 days they are going to heve taken to court where i will have to pay all court cost . they have all my information correct , and they gave me a customer referance # and they want me to pay with a Vanilla reload card or reload paypower card . if i do not obligate to this a warrent will be issue for my arrest .......i have had this same thing done to me last year but it was with another company . please let me know if this is real or not , i only have an email address for them and thats it , no phone #
I just got off the phone with Cashnet USA and they have confirmed that this email, along with several hundred others found on the internet (consider changing your name before trying to scam someone), and numerous reports and an F rating from the Better Business Bureau (you know the people that determine if you are a legitimate business) is fraudulent. Have you no shame? As a human being is there absolutely nothing that you can do to get money besides scamming other people? I understand that the holidays are around the corner and maybe you just want to have a good Christmas, but on what basis? On the scam and robbery of people who work hard for their money? How can you have a good conscience knowing that you are robbing others of their hard earned money? Maybe things in Mountain View, California (yes I can trace IP addresses as well) are as bleak as they are anywhere else in the country but this is no way to solve your issues. As a christian I will be praying for you. I cannot fathom the desperation that you must be feeling if you have resorted to theft and scamming. In the bible it says "A man reaps what he sows" Galations 6:7 I pray that God works in your heart and opens your eyes to your wrongfulness. In the mean time this email has now been passed down to the authorities who will better understand what to do with it. All matters have been taken care of and I ask that you kindly refrain from contacting me further. This email will be presented to the BBB and posted online as well so that others do not fall into the sink hole of your deceptions. Have a very blessed day.
This was done in the month of December 2013 and the company name is Cash Net USA.
Best Wishes
Sent: Thursday, November 13, 2014 12:15 AM
To: ACS INC
Subject: RE: REFERENCE ACCOUNT: S-121114
I have not taken out a loan with this company and all my loans are in order. How would you recommend I pay this alleged debt. Please send me the alleged contract as well.
We are talking about the loan amount of $300.00 that you took with the company ACS - Advance Cash Services (A Parental Pay Day Advance Company), it is a mother company which owns and operates more than 350 websites, you applied from one of our website and you never bothered to pay this debt they do have a signed copy of the contract which is signed under your e-mail address, also would like to mention your computer's IP address and your SSN was also traced when you were signing the contract with the company.
The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account which was a checking account.
Best Wishes
Sent: Thursday, November 13, 2014 12:05 AM
To: LOAN ACS
Subject: Re: REFERENCE ACCOUNT: S-121114
How did you get my email and further more who sent you my alleged account?
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court Restitution Amount which is $975.57. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit/loan, once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
• Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
• Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedy:
All funds to be returned as per terms of initial contract
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $965.75 to settle this case.
To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:30 PM EDT on 954 603 3009 or reply back to this email to get in touch with the representative.
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
I just got off the phone with Cashnet USA and they have confirmed that this email, along with several hundred others found on the internet (consider changing your name before trying to scam someone), and numerous reports and an F rating from the Better Business Bureau (you know the people that determine if you are a legitimate business) is fraudulent. Have you no shame? As a human being is there absolutely nothing that you can do to get money besides scamming other people? I understand that the holidays are around the corner and maybe you just want to have a good Christmas, but on what basis? On the scam and robbery of people who work hard for their money? How can you have a good conscience knowing that you are robbing others of their hard earned money? Maybe things in Mountain View, California (yes I can trace IP addresses as well) are as bleak as they are anywhere else in the country but this is no way to solve your issues. As a christian I will be praying for you. I cannot fathom the desperation that you must be feeling if you have resorted to theft and scamming. In the bible it says "A man reaps what he sows" Galations 6:7 I pray that God works in your heart and opens your eyes to your wrongfulness. In the mean time this eamil has now been passed down to the authorities who will better understand what to do with it. All matters have been taken care of and I ask that you kindly refrain from contacting me further. This email will be presented to the BBB and posted online as well so that others do not fall into the sink hole of your deceptions. Have a very blessed day.
This was done in the month of December 2013 and the company name is Cash Net USA.
Best Wishes
Sent: Thursday, November 13, 2014 12:15 AM
To: ACS INC
Subject: RE: REFERENCE ACCOUNT: S-121114
I have not taken out a loan with this company and all my loans are in order. How would you recommend I pay this alleged debt. Please send me the alleged contract as well.
We are talking about the loan amount of $300.00 that you took with the company ACS - Advance Cash Services (A Parental Pay Day Advance Company), it is a mother company which owns and operates more than 350 websites, you applied from one of our website and you never bothered to pay this debt they do have a signed copy of the contract which is signed under your e-mail address, also would like to mention your computer's IP address and your SSN was also traced when you were signing the contract with the company.
The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account which was a checking account.
Best Wishes
Sent: Thursday, November 13, 2014 12:05 AM
To: LOAN ACS
Subject: Re: REFERENCE ACCOUNT: S-121114
How did you get my email and further more who sent you my alleged account?
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court Restitution Amount which is $975.57. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit/loan, once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
• Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
• Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedy:
All funds to be returned as per terms of initial contract
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $965.75 to settle this case.
To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:30 PM EDT on 954 603 3009 or reply back to this email to get in touch with the representative.
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
ACS has been trying to get me to pay them money for 2 years now firsty with threatening phone calls over a law suit then emails. Tjey state they have frozen my bank accounts and my SS# and that I own them all thos money and if I dont pay they are going to take me to court and sue me.
It is a RIP OFF God knows how many people have believed it or given in on the phone calls just to make them stop...DONT do it
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery assets location department at +1-954.603.3009, from 0930 to 1830 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1-954.603.3009.
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation
Please review the below info. I have been harassed by this comp saying I took a loan which I never did. I did inquire only. now this email keeps coming. I inquired well over a year ago. Email is always the same. I hope this will help anyone being bothered by this company.
CASE FILE#: A-0902-SI-WC-238
LOAN INFORMATION:
DUE AMOUNT-$955.75
LOAN COMPANY- ACS Incorp
This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) ELECTRONIC FUND TRANSFER FRAUD.
Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at 1-843 558 8300between 9.30am to 6.30pm(EST).
IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH
EMAIL OR CALL US BETWEEN WORKING HOURS ON 1-843 558 8300
UNITED STATES DISTRICT ATTORNEY
Copyright (c) 2006 ACS | Privacy | Terms of use
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.
Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
I recieved this email and I googled this and found out its a scam I just want to make sure that they dont have my ssn
Case File No: N082814
LOAN/DEBT INFORMATION
DUE AMOUNT : - $988.65
Loan Company/LENDER : - ACS INCORPORATION.
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
And once you found guilty into the court house than you have to bear a law suit amount of $4206.00 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH AN EMAIL BETWEEN WORKING HOUR from 09:30 AM to 06:00 PM (EST)
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD. And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1 315 557 6477.between 9.30 to 6.30 (EST).
I keep getting email from Eric Mathews saying he works for acs incorporationand the i have a lawsuit in my name in the amount of $926.23 that has to be paided asap or my file will be downloaded in my state. i get many emails from him but phone number. and it can only be pain with a green dot card.
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
And once you found guilty into the court house than you have to bear a law suit amount of $4206.00 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH AN EMAIL BETWEEN WORKING HOUR from 09:30 AM to 06:00 PM (EST)
Our company (ACS IN CORP) has authorized us to recover the full amount due on your name. As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason we have decided to give you chance to take care of this issue outside the Court without having a negative report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 48 hours, we shall have no alternative, but to take action through your local County Court to recover the amount due together with court charges and legal fees which might cost you approximately $3210.79.
AS you are a defaulter on THE CREDIT UNITED LEGAL INVESTIGATION BUREAU has stated 3 serious allegations against you and they are as follow:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
• Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or freeze a part of your salary to satisfy this debt
The factual basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us now on +1 315 557 6477 to pay or agree a repayment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THEN CONTACT US IMMEDIATELY THRU E-MAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM EST) on +1-315 557 6477 .
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
Received this message today that I took out pay day loan July 2011. And I needed to pay by tomorrow. It was after 6pm so I couldnt transfer funds. Address was a gmail acct?
ACS INC.
Amount Due: $1224.98
Case File : ACS-019658324
Dear Debtor,
Our company (ACS INC) has authorized us to recover the full amount due to them.
As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
• Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively email us now to pay or agree a repayment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM EST).
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
Yours sincerely
Collections & Legal Department
ACS LEGAL | Privacy | Terms of use
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message.
This is in reference to your account with Advance Cash Services. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Advance Cash Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
The Lender is filing these charges against you:
:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO CREDIT BUEARUS, FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4896.47 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department.
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR YOU CAN CAL US BETWEEN WORKING HOURS BETWEEN 9:30 am TO 6:30 pm EST ON 303 261 8949
ACS sent me a threatening email just like I have seen on your site as follows:
Acount Number.........
Loan debt information
you are responsible for paying back this money and contacting us within 48m hours or we will seek legal prosecution in the court house.
I called and questioned them as to when the last payment was made, what company it was for, and they could not give me any information. They just kept saying that they were a mother company that handles over 3000 accounts nationwide. I told them I will check my bank account to see if this was true and they said you have this balance now are you going to pay it or not. The more I questioned them the more agitated they became and then she hung up on me.
Recieved threatening email telling me i owed 945.00 on a loan that never took place. i did try to obtain a loan from one company and was denied
this company sent my info to unknown lenders, which prompted calls from every non-english speaking person known. some got very nasty when i refused loans.
this email says they have put ssn on hold (?) as well. and to quickly grab my credit card and call the number they provided to stop court action.
they also say the have sent letters, which they have not.
Our company (ACS IN CORP) has authorized us to recover the full amount due on your name. As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason we have decided to give you chance to take care of this issue outside the Court without having a negative report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 48 hours, we shall have no alternative, but to take action through your local County Court to recover the amount due together with court charges and legal fees which might cost you approximately $3210.79.
AS you are a defaulter on THE CREDIT UNITED LEGAL INVESTIGATION BUREAU has stated 3 serious allegations against you and they are as follow:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or freeze a part of your salary to satisfy this debt
The factual basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us now on +1 315 557 6477 to pay or agree a repayment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THEN CONTACT US IMMEDIATELY THRU E-MAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM EST) on +1-315 557 6477 .
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
Yours sincerely
Collections& Legal Department
ACS LEGAL | Privacy | Terms of use
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.
I don't owe anyone this money. It's insane that they can threaten people like this.
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court Restitution Amount which is $935.76 if you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
• Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
• Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedy:
All funds to be returned as per terms of initial contract
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $935.76 to settle this case.
To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:30 PM EDT on 208 881 0050 or reply back to this email to get in touch with the representative.
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS
Yours sincerely
Collections & Legal Department
ACS LEGAL DEPARTMENT
Something needs to be done with these kinds of idiots accusing people of owing them all this kind of money and yet cannot reveal who they were hired by.
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH AN EMAIL BETWEEN WORKING HOUR from 0930 to 1830 (EST)
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
We have received an email from our account section regarding your due amount. Hereby before filing lawsuit we are sending you this email to make you aware that in few days you would have appear for prosecution in court house.
Loan Information:
File# a/5-4729
Due Amount; $847.00
Lender Name; EZ Cashadvance
In coming week or so you will also receive a court summon along with other debt validation documents. You are going to be prosecuted for following charges:-
1. violation of federal banking regulation.
2. collateral check fraud.
3. theft by deception.
We reserve the right to commence prosecution for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO CREDIT BUREAU, FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON+1 303 261 8949.
I have received 2 emails in the last week. Both from ACS. Each email states I owe money for a payday loan I took out. Each from different company. Each for different amount. I never took these loans out. Both say the exact same verbage as all the other emails I have seen posted. PLEASE do not send these people money. SCAM! SCAM! SCAM!
I recieved an email stating that I owed $965.00 to ACS, and if I failed to try and resolve this, I would be arrested within 2 days. It also stated that my SSN has been put on hold and 4 serious charges are being held against me. I have never been contacted by this company before today, and I refuse to respond until I get to the bottom of this. Finding information on this company was not easy, until I found this website. What's going on?
ACS (Advance cash services), it is a mother company which owns and operates more than 350 websites. All child company like Speedy cash, Fast cash, 300 cash, 500 cash, Cash Net USA, Cash advance, Cash America, Payday Max, 2-minute payday loans, Payday cash, Payday perfect etc. owns and operated under it. You went online from one of these website and applied for a online Payday loan and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do.
The principle amount was $300.00, due to late charges, rate of interest, affidavit charges amount goes to $986.45.
This is ACS parental company of all payday loan and we found your name in our all time records in category of NON REFUNDABLE. This ACS Parental company running investigation over 50 largest cities of USA on Non Settled Account with Payday Loan and we found 24,262 Pending Account in Alabama including your Name (Phillip Horace) and Social (ending digits7641).
The company has more than 16 technical evidence in order to prove the money was successfully deposited into your Bank- WACHOVIA BANK N.A. with the Account Number (ending digits 3403). Along with signed copy of the contract which is signed under your e-mail address [email protected] and also would like to mention your computer's IP address 198.45.255.100 was also traced when you were signing the contract with the company.
Kindly let us know are you willing to resolve this case by paying your debt back to the company or we should proceed further with the legal charges against your name and social and court summons at your door steps within seven days.
Do revert ASAP
Thank you,
Regards
Baruce Williams-
Sr. Investigation Officer (Department - Law & Enforcement)
On Wed, Apr 16, 2014 at 2:35 AM, ACS INC wrote:
Past-due balance: $ 301.5
To request payment plan or pay in full:
Chat or call +1 803.388.8200
Phillip Horace,
Your attention is needed to resolve this matter!
Your loan is 550 days past due!
Call us at +1 803.388.8200 to speak with a representative about your options. DO NOT MISS YOUR OPPORTUNITY to call us and make a payment!
Chat with us or call us at +1 803.388.8200.
Our records indicate that you are getting paid in the next few days, so this may be the perfect time to set up payment!
The state Rosenthal Fair Debt Collection Practices Act and Federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8am or after 9pm. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
On Wed, Apr 16, 2014 at 2:28 AM, Phillip Horace wrote:
I do want you to know that I'm lead to believe that this is a scam, why haven't any letters about impending legal actions being mailed to my home address ? I have already been notified that this is a scam, I will be reporting this to the BBB for further investigation into this matter, however if this is a legit matter, I need to know who the original creditor or loan was obtained from and why haven't any letters of correspondence been mailed to my physical home address, plus there is already circulation of your company being a fraud and scam, for your sake I hope that this is NOT a scam! Furthermore until your company sends me legitimate information regarding this account and the pending lawsuit you will not receive any money from me, nor any of my account information, show me legal and legitimate proof by mail not email but by mail and then I will gladly resolve this matter!
On Tuesday, April 15, 2014, ACS INC wrote:
Phillip Horace,
We appreciate your good intentions in order to settle this account. The company is providing the one time Settlement offer for you:
1. If you can pay $501.45 by today or by the end of this week than we can close your file with this amount only.
2. If you are going to pay by end of this month than you have to pay $820.45.
The mode of payment has to be a VISA/MASTER or Prepaid card. Any other mode of payment is not an acceptable payment mode
Do provide us the date on which you can pay the debt, so we can send you the Settlement Agreement which need to sign and send us back in order to freeze down your case file.
Once the amount will be pay we are going to provide you the Receipt and Transaction id of that particular amount.
Kindly let us know your intention.
Do revert ASAP
Thank you,
Best Wishes
Baruce Williams-
Sr. Investigation Officer (Department - Law & Enforcement) Acs Incorp.
You are a valued customer and we appreciate response to this email. Our agents are standing by to process your payment and help ensure that you remain in good standing!
I am writing to complain about ACS (my student loan provider).
I am currently in school half-time cumulatively: one school is the University of Kansas (5 credit hours), and the other school is Johnson County Community College (1 credit hour). I recently received a bill from ACS stating my first payment is due on 06/14/2014. Therefore, I called them to report I am in school half-time , because they need to place my account in deferment status.
I spoke to a supervisor named Tory on 03/31/2014 at about 2:00pm after requesting to speak to a supervisor. She states that I need to have each school complete paperwork stating I am in school half-time. I advised her that I encountered a problem with this paperwork when attempting to complete my deferments with Great Lakes. The problem is the paperwork makes each school acknowledge that I am part-time, and I am under part-time status with both colleges. Rather, I am cumulatively taking 6 credit hours which makes me part-time overall at both colleges. Tory states that unless the colleges sign this paperwork, they will not place my account in deferment status. I advised her that the entrance and exit counseling merely status part-time status, it does not state that it cannot be cumulative, and they are essentially violating the terms and conditions of their contract. Moreover, I advised Tory I had to report Great Lakes to the Attorney General’s office of Kansas, the BBB, and to Ombudsman’s office, and the company finally cleared it up without requiring the schools to complete the paperwork due to the mass confusion they created with paperwork wording. Rather, Great Lakes picked up the phone and called each school to verify my part-time status. Moreover, they stated that I should have been advised by the original representative at Great Lakes that each college could complete a letter stating my total hours, basically making it an addendum to the paperwork that would reflect under part-time status at both colleges, and it would have allowed Great Lakes to place my account into deferment. Now, I am having to go through the same thing with ACS, and despite explaining the process to them, which they should already know, they still refuse to place my account into deferment status unless I provide the signed paperwork (not admitting the addendum) with the schools each checking I am enrolled with them half-time. And just like Great Lakes originally thought, ACS believes I have to be enrolled in at least one college half-time rather than accepting cumulative coursework. Therefore, I need to report ACS to the same organizations that I reported Great Lakes to about a month ago.
I have reported ACS to the following organizations: BBB of Upstate New York; the Attorney General of Kansas; the Attorney General of New York; the Ombudsman over student loans; and I have even gone as far to write the White House due to the website's contact section having an option to select ""help with a government agency,"" and the student loans are stafford. Anyone who has complaints with ACS should follow the same steps. When you attempt to locate them when filing a BBB report, their physical address is on Bleeker. Their other address is PO Box 7051, Utica, NY 13504-7051.
ACS Reviews
I was wrongfully harassed by Richard Brown who states that he is with Advance Cash Services. I do not believe this is who person is and is falsely using Advance Cash Services as a front. The horrbile person emailed me today with incrimating threatening Accussations . Falsifying statements that I owed them money and that I was flagged by Government agencies and other agencies . That I was to pay 852 dollars and if I didn't I would then have to pay 4271.15 for attorney and court fees. Stated to send money by Money Pak that they do not accept any other kind of payment! No Visa/MasterCard due to insecure gateway . They went on saying that they are going to report me to FBI,FTC and other personal places. It states Loan information and Loan company Advance Cash Services. This is a scam and they need to be sued.
Final Notice - Lawsuit
Dear Debtor,
The case will be downloaded tomorrow (October 7th 2014) and you will be soon served with the court papers due to non-payment after so many reminders. If you want to avoid these legal consequences we merely require you to get back to us with the payment, you can e-mail us back.
Thanks and Regards.
Legal Representative.
This came in my email today, do not respond, rather forward to the FTC's new scam reporting site:
[email protected]
Due to: ACS INC.
Amount Due: $956.45
Case File #: YT-19015
Case File Transferred-January 2015
As we put your Social Security Number into our National Checking Database System, we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 12 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $2156.86.
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
· Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us or email us right now to pay or agree to a payment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU AN EMAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:00 AM to 05:00 PM EST) on +1 315 557 6477.
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
This company contacted me via email, addressing me as "customer" in the initial email; stating that I owed them a small debt but if I didn't want to owe a larger one then I needed to respond within 48 hours. The email said I needed to sign a settlement agreement. They had run my social security number and knew that I didn't have any charges of writing bad checks. There was also a phone number listed at the bottome of the email.
Before responding via email, I called the phone number (208-881-0005) and received no answer. When I did a reverse phone number lookup, it indicated there it was a level three voip phone number. Since I was unsuccessfull, I responded to the email and asked who was the creditor. I received a response email in six minutes exactly stating I had had $300.00 deposited into my account from an internet payday loan company and had failed to repay them.
I responded and told them I was disputing the validity of the claims they were making against and wanted them to forward any documents the say I has signed. I informed the gentleman that I was aware of the falsehood of his phone number and this business. I have had no response since.
Ultimately, I contacted the BBB who has no record of the company on file, I was unable to locate a business address or valid phone number for ACS Inc. I have filed a complaint with the BBB and now to this site. Folks beware! This is a scam, and an attempted to get money from unsuspecting people. Do your research and protect yourself.
The case file will be downloaded on Monday (July 27th 2015) and you will be soon served with the court papers due to non-payment after so many reminders. If you want to avoid these legal consequences we merely require you to get back to our manager Sandra Hernandez([email protected]) with the payment, you can e-mail her for further details. Thank You, Andrew Jones Advance Cash Services LEGAL GROUP OF ATTORNEYS. They constantly send emails saying you owe money of 560.00 or so. They've kept this up for over a year now
I have never opened a loand or done any kind of business with this company nor do I know who they are representing. But this what the email that was sent to me said:
ACS SERVICES LEGAL DEPARTMENT
CASE NO: ADW 55678/2015
AMOUNT OUTSTANDING: $786.00
This Proceedings issued on you Docket No: ADW 55678/2015 with one of ACS Services Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department has decided to mark this case as a flat refusal and press legal charges against you.
We have sent you this warning notification about legal proceedings on November 8, 2014 but you failed to respond on time now it’s high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4567.00 and will be totally levied upon you and that would be excluding your attorney charges.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
This is your last and final chance to settle this case. If you don't take it seriously, we will surely take hard steps against your name and social. And you will be the only person responsible for the legal consequences.
IF YOU WANT TO RESOLVE THIS CASE OUTSIDE THE COURT HOUSE, YOU HAVE TO MAKE YOUR OUTSTANDING AMOUNT $786.00 OR WE GIVE YOU A PAYMENT PLAN OPTION FOR YOU HAVE TO PAY YOUR DUE WITH AN INSTALLMENT.
EMAIL US BACK FOR RESOLVE THIS CASE OR A PAYMENT PLAN OPTION.
Attn: Reference ID #F-05615 (Urgent Attention) ACS INC CASE FILE: F-05615 LOAN INFORMATION DUE AMOUNT- $983.42 NOTE: This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SOCIAL SECURITY NUMBER that we have on your file will be put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter. UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION (4) ELECTRONIC FUND TRANSFER FRAUD. Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred. WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD. And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you. We believe that this was not your intent and that these steps are unnecessary. IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH E-MAIL. (DISTRICT ATTORNEY) Copyright (c) 2006 | Privacy | Terms of use Regards, Linda Hall Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
I received an email telling me that I owed over $4000.00 to a company called ACS Incorp. I did not borrow any money from these people, but they have all my personal information, including my social security number. They know where I work, and the name of my bank. When I asked for a copy of the contract that I suopposedly signed, they have not provided it yet. They claim the original amount of the loan was $300.00.
They have threatened me with a court appearance, also said they could garnishee my wages, in general, trying to scare me into paying something I don't owe. I am looking into what I can do about this, but from all the information, these people are scammers.
They told me that I owed money to a lender. After I paid the amount to settle they said I was all set. Months later I got a email from another lender stating I owed them money for a payday cash loan. I had explained to them that I paid the loan already and sent the the email confirming the loan. They told me ACS Is a scam! I was upset crying after I paid this company. Then to have another company payday lenders tell me I got scammed. I do not have the money to pay the real company because I lost my job. Now I need the scammers to give me my money back because this is seriously ridiculous!
I'm reporting a fraud email I have gotten by this company acs Inc. taking about I owed a loan for 955.75 dollars that they going to take me to court and after the court case I would owe them over 4203.86 thousand dollars they must be tripping. They will not respond back to my email when I ask them to send me proof and no response, just more harrassing emails. Here is a copy. Case File: AG73-2616; Total Outstanding: - $955.75 Case File Transferred: - May 2015 Loan Company: - ACS INC. As we put your SSN into our National Checking Database System, we found that you have been never charged for a fraud activity & that is the reason Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $955.75 or else the lawsuit amount which is about $4203.86 WILL BE DOWNLOADED AGAINST YOU. If you want to settle this matter today itself, then you can get some percent deduction on the Restitution Amount and you can take care of this issue by making the payment of the Settlement Amount today. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us ASAP. We are very sorry to say that you are going to be legally prosecuted in the Court House within seven days. Your SSN is put on hold by the US Government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification Email. Your case file# AG73-2616; and since it’s a legal matter you will need our help, so email us right now to make a payment and freeze down this case. AS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED three SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred. The Factual Basis for the complaints are as follows: You accepted to return the funds from this aforementioned advancement as per contract. And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value. At present, ACS INC is seeking either of the following remedies:- All funds to be returned as per terms of initial contract Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $955.75 to settle this case. This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount/ Settlement Amount as decided by the Court House. You have to give us a flat answer without any excuse. If you want to resolve this matter then email us immediately during working hours. (Monday to Friday 9.30am to 5pm EST) reply back to this email. NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU. ACS | Privacy | Terms of use
Around April 10, 2015, I found and email from Debra Williams in my spam mail. I read the notice being sent to Sandra Hernandez and that I had failed to respond to several attempts for them to contact me. The parties have threatened legal action against me. I emailed Sandra Hernandez and stated that I had not been notified prior to seeing the email being sent to her from Debra Williams. Sandra Hernandez and I began communicating about a so called bill and I attempted to set up a payment arrangement with her. She informed me that I needed to purchase a RELOADIT card and place the money on this card. She said that I owed $694.74 but would be willing to settle the account with a payment of $310.00. I agreed to pay this on May 1, 2015. She then instructed me to get the Reloadit card and what information they needed. I contacted her on May 1st to let her know that the card had been scanned with the loan number LN6754 in the amount of $310.00.
I contacted Ms. Hernandez on May 2, 2015 and she did respond back stating that she needed the actual card scanned and email, then I did that again and emailed this information and asked for a confirmation. On May 4, I email Ms. Hernandez again asking for confirmation and a statement stating that the billing is paid in full. On May 5, 2015, Ms. Hernandez contacted me and said she received the payment and that a statement showing the bill is paid in full will follow. On May 7, 2015 I email Ms. Hernandez and again on May 10, 2015 asking for the statement saying the bill is paid in full. I have not heard from her at all. I believe that I have been ripped off.
This company is constantly contacting me regarding I "supposedly" owe them close to a thousand dollars. I do not know who they are. They send me threatening emails saying I am going to jail. I am being garnished. If I don't pay in seven days I will my accounts closed etc. I also had a lady say she was at my home and wanted to know why I wasn't there? Thing is I didn't live there. She wanted to know my location. When I found a number to finally reach them the man (who wasn't foreign this time) threaten to have me jailed that day if indie not pay! I didn't of course so now I keep getting emails threatening me.
This company called ACS has phoned me multiple times saying I have a debt from Ace cash services from 2008 for a payday loan. I had a bancruptsy that year and cash advances are not legal in my state told them they were mistaken and I called Ace and they told me they have nothing that I owe in the system and no one is collecting for them.
the fax is 843-636-8003 and the phone is 803-816-0800
I am tired of these people now saying I will be in court for this in a few days.
After I refused to cooperate and called them the crooks they are, they responded with obscenities and threats
ACS SERVICES LEGAL DEPARTMENT
(GIBSON’S LAW FIRM, (PAYDAY DEBT LOAN ASSISTANCE GROUP).
CASE NO: ADW 55678 /2015
AMOUNT OUTSTANDING: $786.86
This Proceedings issued on you Docket No : ADW 55678/2015 with one of ACS Services. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of GIBSON’S LAW FIRM has decided to mark this case as a flat refusal and press legal charges against you.
We have sent you this warning notification about legal proceedings on November 8, 2014 but you failed to respond on time now it’s high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6100.00 and will be totally levied upon you and that would be excluding your attorney charges.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
This is your last and final chance to settle this case. If you don't take it seriously, we will surely take hard steps against your name and social. And you will be the only person responsible for the legal consequences.
IF YOU WANT TO RESOLVE THIS CASE OUTSIDE THE COURT HOUSE, YOU HAVE TO MAKE YOUR OUTSTANDING AMOUNT $786.86.00 OR WE GIVE YOU A PAYMENT PLAN OPTION FOR YOU HAVE TO PAY YOUR DUE WITH AN INSTALLMENT.
This is the second time I have received an email from an agency called ACS, Inc. for a loan that I never obtained. They are threatening collection and court action against me stating that I "supposedly" owe them $840.00. They also indicate that I do not make an immediate payment they wil contact my employer to arrange for a payment to be deducted from my payroll or account to resolve the matter without going to court. I retained copies of their previous emails because they refused to provide me with details regarding this account, but they have my social security information, email and banking information.
I received this email from a Stephen Brown (Accounts Manager) from ACS Incorp. regarding a "Payday loan" debt I alledegly have with his company but he refuses to provide specifics.
Case No. AS16-29016
Balance Amount: $956.45
Case File Transferred to ACS: - November 2014
Dear Customer,
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court Restitution Amount which is $956.45. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit/loan, once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
• Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
• Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedy:
All funds to be returned as per terms of initial contract
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $956.45 to settle this case.
To resolve this issue contact us during the working hours Monday to Friday09:00 AM to 05:30 PM EDTon+1 315 557 6477or reply back to this email to get in touch with the representative.
This is what I got today.
Due to: ACS INC.
Amount Due: $956.45
Case File #: ACSY-03-208613
Case File Transferred-January 2015
As we put your Social Security Number into our National Checking Database System, we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 12 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $4252.86.
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
· Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us or email us right now to pay or agree to a payment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU AN EMAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:00 AM to 05:00 PM EST) on +1 315 557 6477.
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
Yours sincerely
Collections & Legal Department
ACS LEGAL | Privacy | Terms of use
-----------------------------------------------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
I recieved many emails from asc debit stating i own them #940.00 and un less i pay it in 14 days they are going to heve taken to court where i will have to pay all court cost . they have all my information correct , and they gave me a customer referance # and they want me to pay with a Vanilla reload card or reload paypower card . if i do not obligate to this a warrent will be issue for my arrest .......i have had this same thing done to me last year but it was with another company . please let me know if this is real or not , i only have an email address for them and thats it , no phone #
RE: REFERENCE ACCOUNT: S-121114
To: ACS INC
I just got off the phone with Cashnet USA and they have confirmed that this email, along with several hundred others found on the internet (consider changing your name before trying to scam someone), and numerous reports and an F rating from the Better Business Bureau (you know the people that determine if you are a legitimate business) is fraudulent. Have you no shame? As a human being is there absolutely nothing that you can do to get money besides scamming other people? I understand that the holidays are around the corner and maybe you just want to have a good Christmas, but on what basis? On the scam and robbery of people who work hard for their money? How can you have a good conscience knowing that you are robbing others of their hard earned money? Maybe things in Mountain View, California (yes I can trace IP addresses as well) are as bleak as they are anywhere else in the country but this is no way to solve your issues. As a christian I will be praying for you. I cannot fathom the desperation that you must be feeling if you have resorted to theft and scamming. In the bible it says "A man reaps what he sows" Galations 6:7 I pray that God works in your heart and opens your eyes to your wrongfulness. In the mean time this email has now been passed down to the authorities who will better understand what to do with it. All matters have been taken care of and I ask that you kindly refrain from contacting me further. This email will be presented to the BBB and posted online as well so that others do not fall into the sink hole of your deceptions. Have a very blessed day.
From: [email protected]
Subject: RE: REFERENCE ACCOUNT: S-121114
Date: Thu, 13 Nov 2014 00:19:40 +0530
This was done in the month of December 2013 and the company name is Cash Net USA.
Best Wishes
Sent: Thursday, November 13, 2014 12:15 AM
To: ACS INC
Subject: RE: REFERENCE ACCOUNT: S-121114
I have not taken out a loan with this company and all my loans are in order. How would you recommend I pay this alleged debt. Please send me the alleged contract as well.
From: [email protected]
Subject: RE: REFERENCE ACCOUNT: S-121114
Date: Thu, 13 Nov 2014 00:08:17 +0530
We are talking about the loan amount of $300.00 that you took with the company ACS - Advance Cash Services (A Parental Pay Day Advance Company), it is a mother company which owns and operates more than 350 websites, you applied from one of our website and you never bothered to pay this debt they do have a signed copy of the contract which is signed under your e-mail address, also would like to mention your computer's IP address and your SSN was also traced when you were signing the contract with the company.
The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account which was a checking account.
Best Wishes
Sent: Thursday, November 13, 2014 12:05 AM
To: LOAN ACS
Subject: Re: REFERENCE ACCOUNT: S-121114
How did you get my email and further more who sent you my alleged account?
Sent from my iPhone
On Nov 12, 2014, at 12:07 PM, LOAN ACS <[email protected]> wrote:
Case No. 121114
Balance Amount: $975.57
Case File Transferred to ACS: - JULY 2014
Dear Customer,
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court Restitution Amount which is $975.57. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit/loan, once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
• Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
• Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedy:
All funds to be returned as per terms of initial contract
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $965.75 to settle this case.
To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:30 PM EDT on 954 603 3009 or reply back to this email to get in touch with the representative.
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS
Yours sincerely
Collections & Legal Department
ACS LEGAL DEPARTMENT
----------------------------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
RE: REFERENCE ACCOUNT: S-121114
To: ACS INC
I just got off the phone with Cashnet USA and they have confirmed that this email, along with several hundred others found on the internet (consider changing your name before trying to scam someone), and numerous reports and an F rating from the Better Business Bureau (you know the people that determine if you are a legitimate business) is fraudulent. Have you no shame? As a human being is there absolutely nothing that you can do to get money besides scamming other people? I understand that the holidays are around the corner and maybe you just want to have a good Christmas, but on what basis? On the scam and robbery of people who work hard for their money? How can you have a good conscience knowing that you are robbing others of their hard earned money? Maybe things in Mountain View, California (yes I can trace IP addresses as well) are as bleak as they are anywhere else in the country but this is no way to solve your issues. As a christian I will be praying for you. I cannot fathom the desperation that you must be feeling if you have resorted to theft and scamming. In the bible it says "A man reaps what he sows" Galations 6:7 I pray that God works in your heart and opens your eyes to your wrongfulness. In the mean time this eamil has now been passed down to the authorities who will better understand what to do with it. All matters have been taken care of and I ask that you kindly refrain from contacting me further. This email will be presented to the BBB and posted online as well so that others do not fall into the sink hole of your deceptions. Have a very blessed day.
From: [email protected]
Subject: RE: REFERENCE ACCOUNT: S-121114
Date: Thu, 13 Nov 2014 00:19:40 +0530
This was done in the month of December 2013 and the company name is Cash Net USA.
Best Wishes
Sent: Thursday, November 13, 2014 12:15 AM
To: ACS INC
Subject: RE: REFERENCE ACCOUNT: S-121114
I have not taken out a loan with this company and all my loans are in order. How would you recommend I pay this alleged debt. Please send me the alleged contract as well.
From: [email protected]
Subject: RE: REFERENCE ACCOUNT: S-121114
Date: Thu, 13 Nov 2014 00:08:17 +0530
We are talking about the loan amount of $300.00 that you took with the company ACS - Advance Cash Services (A Parental Pay Day Advance Company), it is a mother company which owns and operates more than 350 websites, you applied from one of our website and you never bothered to pay this debt they do have a signed copy of the contract which is signed under your e-mail address, also would like to mention your computer's IP address and your SSN was also traced when you were signing the contract with the company.
The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account which was a checking account.
Best Wishes
Sent: Thursday, November 13, 2014 12:05 AM
To: LOAN ACS
Subject: Re: REFERENCE ACCOUNT: S-121114
How did you get my email and further more who sent you my alleged account?
Sent from my iPhone
On Nov 12, 2014, at 12:07 PM, LOAN ACS <[email protected]> wrote:
Case No. 121114
Balance Amount: $975.57
Case File Transferred to ACS: - JULY 2014
Dear Customer,
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court Restitution Amount which is $975.57. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit/loan, once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
• Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
• Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedy:
All funds to be returned as per terms of initial contract
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $965.75 to settle this case.
To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:30 PM EDT on 954 603 3009 or reply back to this email to get in touch with the representative.
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS
Yours sincerely
Collections & Legal Department
ACS LEGAL DEPARTMENT
----------------------------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
ACS has been trying to get me to pay them money for 2 years now firsty with threatening phone calls over a law suit then emails. Tjey state they have frozen my bank accounts and my SS# and that I own them all thos money and if I dont pay they are going to take me to court and sue me.
It is a RIP OFF God knows how many people have believed it or given in on the phone calls just to make them stop...DONT do it
Saying I owe an amount through a payday loan. I have not applied or received a loan from them.
I have been sent many emails from acs inc. claiming i owe 985.85 for a debt for something i never
even had. threatened me at work claiming i needed to pay it in full or i would be sued in court for
over 2200 dollars which makes no complete sense anyway. i gave them 200 thinking it was legit
but i read on google on several sites that it is comeplete fake and a big scam.
i have to rearrange my life because of this now. I work hard everyday and i have to deal with this crap.
if i knew where they operated i would deal with them myself.
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery assets location department at +1-954.603.3009, from 0930 to 1830 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1-954.603.3009.
Regards,
ACS Incorp.
Copyright © 2006 ACS INC | Privacy | Terms of use
--------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation
Please review the below info. I have been harassed by this comp saying I took a loan which I never did. I did inquire only. now this email keeps coming. I inquired well over a year ago. Email is always the same. I hope this will help anyone being bothered by this company.
CASE FILE#: A-0902-SI-WC-238
LOAN INFORMATION:
DUE AMOUNT-$955.75
LOAN COMPANY- ACS Incorp
This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) ELECTRONIC FUND TRANSFER FRAUD.
Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at 1-843 558 8300between 9.30am to 6.30pm(EST).
IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH
EMAIL OR CALL US BETWEEN WORKING HOURS ON 1-843 558 8300
UNITED STATES DISTRICT ATTORNEY
Copyright (c) 2006 ACS | Privacy | Terms of use
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.
Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
They claimed to be collecting a debt but wouldn't send me any information and would only take money pay as payment.
I recieved this email and I googled this and found out its a scam I just want to make sure that they dont have my ssn
Case File No: N082814
LOAN/DEBT INFORMATION
DUE AMOUNT : - $988.65
Loan Company/LENDER : - ACS INCORPORATION.
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
And once you found guilty into the court house than you have to bear a law suit amount of $4206.00 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH AN EMAIL BETWEEN WORKING HOUR from 09:30 AM to 06:00 PM (EST)
Regards,
ACS INCORPORATION.
Copyright © 2006 ACS INC | Privacy | Terms of use
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
CASE FILE #: RM-2900727
LOAN INFORMATION
DUE AMOUNT-$986.45
LOAN COMPANY- ACS INC.
Case File Transferred: AUGUST 2014
Dear Debtor,
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD. And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1 315 557 6477.between 9.30 to 6.30 (EST).
UNITED STATES OF ATTORNEY
Copyright © 2006 ACS | Privacy | Terms of use
I keep getting email from Eric Mathews saying he works for acs incorporationand the i have a lawsuit in my name in the amount of $926.23 that has to be paided asap or my file will be downloaded in my state. i get many emails from him but phone number. and it can only be pain with a green dot card.
Case File No: N073114
LOAN/DEBT INFORMATION
DUE AMOUNT : - $988.65
Loan Company/LENDER : - ACS INCORPORATION.
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
And once you found guilty into the court house than you have to bear a law suit amount of $4206.00 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH AN EMAIL BETWEEN WORKING HOUR from 09:30 AM to 06:00 PM (EST)
Regards,
ACS INCORPORATION.
Copyright © 2006 ACS INC | Privacy | Terms of use
acs inc
Date: 11th August 2014
Case File:- YUF-390826/AGS10
Total Outstanding: - $986.45
Case File Transferred: - August 2014
Loan Company: - ACS INC
Dear Debtor,
Our company (ACS IN CORP) has authorized us to recover the full amount due on your name. As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason we have decided to give you chance to take care of this issue outside the Court without having a negative report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 48 hours, we shall have no alternative, but to take action through your local County Court to recover the amount due together with court charges and legal fees which might cost you approximately $3210.79.
AS you are a defaulter on THE CREDIT UNITED LEGAL INVESTIGATION BUREAU has stated 3 serious allegations against you and they are as follow:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
• Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or freeze a part of your salary to satisfy this debt
The factual basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us now on +1 315 557 6477 to pay or agree a repayment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THEN CONTACT US IMMEDIATELY THRU E-MAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM EST) on +1-315 557 6477 .
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
Yours sincerely
Collections & Legal Department
ACS LEGAL | Privacy | Terms of use
Received this message today that I took out pay day loan July 2011. And I needed to pay by tomorrow. It was after 6pm so I couldnt transfer funds. Address was a gmail acct?
ACS INC.
Amount Due: $1224.98
Case File : ACS-019658324
Dear Debtor,
Our company (ACS INC) has authorized us to recover the full amount due to them.
As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
• Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively email us now to pay or agree a repayment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM EST).
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
Yours sincerely
Collections & Legal Department
ACS LEGAL | Privacy | Terms of use
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message.
Thank you for your cooperation.
© 2014 Microsoft Terms Privacy & cookies Developers English (United States)
This is in reference to your account with Advance Cash Services. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Advance Cash Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
The Lender is filing these charges against you:
:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO CREDIT BUEARUS, FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4896.47 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department.
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR YOU CAN CAL US BETWEEN WORKING HOURS BETWEEN 9:30 am TO 6:30 pm EST ON 303 261 8949
ACS LEGAL GROUP
LEGAL GROUP OF ATTORNEYS
ACS sent me a threatening email just like I have seen on your site as follows:
Acount Number.........
Loan debt information
you are responsible for paying back this money and contacting us within 48m hours or we will seek legal prosecution in the court house.
I called and questioned them as to when the last payment was made, what company it was for, and they could not give me any information. They just kept saying that they were a mother company that handles over 3000 accounts nationwide. I told them I will check my bank account to see if this was true and they said you have this balance now are you going to pay it or not. The more I questioned them the more agitated they became and then she hung up on me.
Recieved threatening email telling me i owed 945.00 on a loan that never took place. i did try to obtain a loan from one company and was denied
this company sent my info to unknown lenders, which prompted calls from every non-english speaking person known. some got very nasty when i refused loans.
this email says they have put ssn on hold (?) as well. and to quickly grab my credit card and call the number they provided to stop court action.
they also say the have sent letters, which they have not.
Case File:- YPF-390826/HR10
Total Outstanding: - $986.45
Case File Transferred: - July 2014
Loan Company: - ACS INC
Dear Debtor,
Our company (ACS IN CORP) has authorized us to recover the full amount due on your name. As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason we have decided to give you chance to take care of this issue outside the Court without having a negative report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 48 hours, we shall have no alternative, but to take action through your local County Court to recover the amount due together with court charges and legal fees which might cost you approximately $3210.79.
AS you are a defaulter on THE CREDIT UNITED LEGAL INVESTIGATION BUREAU has stated 3 serious allegations against you and they are as follow:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or freeze a part of your salary to satisfy this debt
The factual basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us now on +1 315 557 6477 to pay or agree a repayment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THEN CONTACT US IMMEDIATELY THRU E-MAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM EST) on +1-315 557 6477 .
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
Yours sincerely
Collections& Legal Department
ACS LEGAL | Privacy | Terms of use
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.
I don't owe anyone this money. It's insane that they can threaten people like this.
They sent me this email, threatening me:
Case No. 0723SK
Balance Amount: $935.76
Case File Transferred to ACS: - JULY 2014
Dear Customer,
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court Restitution Amount which is $935.76 if you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
• Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
• Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedy:
All funds to be returned as per terms of initial contract
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $935.76 to settle this case.
To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:30 PM EDT on 208 881 0050 or reply back to this email to get in touch with the representative.
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS
Yours sincerely
Collections & Legal Department
ACS LEGAL DEPARTMENT
Something needs to be done with these kinds of idiots accusing people of owing them all this kind of money and yet cannot reveal who they were hired by.
ACCOUNT: N/22/14
LOAN/DEBT INFORMATION
DUE AMOUNT-$870.69
LOAN COMPANY/LENDER - ACS INCORPORATION
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH AN EMAIL BETWEEN WORKING HOUR from 0930 to 1830 (EST)
Regards,
ACS INCORP.
Copyright © 2006 ACS INC | Privacy | Terms of use
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
Dear Debtor,
We have received an email from our account section regarding your due amount. Hereby before filing lawsuit we are sending you this email to make you aware that in few days you would have appear for prosecution in court house.
Loan Information:
File# a/5-4729
Due Amount; $847.00
Lender Name; EZ Cashadvance
In coming week or so you will also receive a court summon along with other debt validation documents. You are going to be prosecuted for following charges:-
1. violation of federal banking regulation.
2. collateral check fraud.
3. theft by deception.
We reserve the right to commence prosecution for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO CREDIT BUREAU, FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON+1 303 261 8949.
ACS LEGAL GROUP
LEGAL GROUP OF ATTORNEYS
I have received 2 emails in the last week. Both from ACS. Each email states I owe money for a payday loan I took out. Each from different company. Each for different amount. I never took these loans out. Both say the exact same verbage as all the other emails I have seen posted. PLEASE do not send these people money. SCAM! SCAM! SCAM!
I recieved an email stating that I owed $965.00 to ACS, and if I failed to try and resolve this, I would be arrested within 2 days. It also stated that my SSN has been put on hold and 4 serious charges are being held against me. I have never been contacted by this company before today, and I refuse to respond until I get to the bottom of this. Finding information on this company was not easy, until I found this website. What's going on?
Phillip Horace,
ACS (Advance cash services), it is a mother company which owns and operates more than 350 websites. All child company like Speedy cash, Fast cash, 300 cash, 500 cash, Cash Net USA, Cash advance, Cash America, Payday Max, 2-minute payday loans, Payday cash, Payday perfect etc. owns and operated under it. You went online from one of these website and applied for a online Payday loan and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do.
The principle amount was $300.00, due to late charges, rate of interest, affidavit charges amount goes to $986.45.
This is ACS parental company of all payday loan and we found your name in our all time records in category of NON REFUNDABLE. This ACS Parental company running investigation over 50 largest cities of USA on Non Settled Account with Payday Loan and we found 24,262 Pending Account in Alabama including your Name (Phillip Horace) and Social (ending digits7641).
The company has more than 16 technical evidence in order to prove the money was successfully deposited into your Bank- WACHOVIA BANK N.A. with the Account Number (ending digits 3403). Along with signed copy of the contract which is signed under your e-mail address [email protected] and also would like to mention your computer's IP address 198.45.255.100 was also traced when you were signing the contract with the company.
Kindly let us know are you willing to resolve this case by paying your debt back to the company or we should proceed further with the legal charges against your name and social and court summons at your door steps within seven days.
Do revert ASAP
Thank you,
Regards
Baruce Williams-
Sr. Investigation Officer (Department - Law & Enforcement)
On Wed, Apr 16, 2014 at 2:35 AM, ACS INC wrote:
Past-due balance: $ 301.5
To request payment plan or pay in full:
Chat or call +1 803.388.8200
Phillip Horace,
Your attention is needed to resolve this matter!
Your loan is 550 days past due!
Call us at +1 803.388.8200 to speak with a representative about your options. DO NOT MISS YOUR OPPORTUNITY to call us and make a payment!
Chat with us or call us at +1 803.388.8200.
Our records indicate that you are getting paid in the next few days, so this may be the perfect time to set up payment!
Request payment plan
Make a payment
Update your info
Chat
or call
+1 803.388.8200
Pay in full
Update bank info
Add payment method
Log in
Additional Details
Customer ID: 12647993
Amount Past Due: $ 301.5
Days Past Due: 550
Days Since We've Heard From You: 550
Contact Us
CashNetUSA
200 W. Jackson Blvd., 14th Floor
Chicago, IL 60606-6941
Phone: +1 803.388.8200
Fax: +1-904.413.0400
[email protected]
Chat Live Now
The state Rosenthal Fair Debt Collection Practices Act and Federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8am or after 9pm. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
On Wed, Apr 16, 2014 at 2:28 AM, Phillip Horace wrote:
I do want you to know that I'm lead to believe that this is a scam, why haven't any letters about impending legal actions being mailed to my home address ? I have already been notified that this is a scam, I will be reporting this to the BBB for further investigation into this matter, however if this is a legit matter, I need to know who the original creditor or loan was obtained from and why haven't any letters of correspondence been mailed to my physical home address, plus there is already circulation of your company being a fraud and scam, for your sake I hope that this is NOT a scam! Furthermore until your company sends me legitimate information regarding this account and the pending lawsuit you will not receive any money from me, nor any of my account information, show me legal and legitimate proof by mail not email but by mail and then I will gladly resolve this matter!
On Tuesday, April 15, 2014, ACS INC wrote:
Phillip Horace,
We appreciate your good intentions in order to settle this account. The company is providing the one time Settlement offer for you:
1. If you can pay $501.45 by today or by the end of this week than we can close your file with this amount only.
2. If you are going to pay by end of this month than you have to pay $820.45.
The mode of payment has to be a VISA/MASTER or Prepaid card. Any other mode of payment is not an acceptable payment mode
Do provide us the date on which you can pay the debt, so we can send you the Settlement Agreement which need to sign and send us back in order to freeze down your case file.
Once the amount will be pay we are going to provide you the Receipt and Transaction id of that particular amount.
Kindly let us know your intention.
Do revert ASAP
Thank you,
Best Wishes
Baruce Williams-
Sr. Investigation Officer (Department - Law & Enforcement) Acs Incorp.
You are a valued customer and we appreciate response to this email. Our agents are standing by to process your payment and help ensure that you remain in good standing!
I am writing to complain about ACS (my student loan provider).
I am currently in school half-time cumulatively: one school is the University of Kansas (5 credit hours), and the other school is Johnson County Community College (1 credit hour). I recently received a bill from ACS stating my first payment is due on 06/14/2014. Therefore, I called them to report I am in school half-time , because they need to place my account in deferment status.
I spoke to a supervisor named Tory on 03/31/2014 at about 2:00pm after requesting to speak to a supervisor. She states that I need to have each school complete paperwork stating I am in school half-time. I advised her that I encountered a problem with this paperwork when attempting to complete my deferments with Great Lakes. The problem is the paperwork makes each school acknowledge that I am part-time, and I am under part-time status with both colleges. Rather, I am cumulatively taking 6 credit hours which makes me part-time overall at both colleges. Tory states that unless the colleges sign this paperwork, they will not place my account in deferment status. I advised her that the entrance and exit counseling merely status part-time status, it does not state that it cannot be cumulative, and they are essentially violating the terms and conditions of their contract. Moreover, I advised Tory I had to report Great Lakes to the Attorney General’s office of Kansas, the BBB, and to Ombudsman’s office, and the company finally cleared it up without requiring the schools to complete the paperwork due to the mass confusion they created with paperwork wording. Rather, Great Lakes picked up the phone and called each school to verify my part-time status. Moreover, they stated that I should have been advised by the original representative at Great Lakes that each college could complete a letter stating my total hours, basically making it an addendum to the paperwork that would reflect under part-time status at both colleges, and it would have allowed Great Lakes to place my account into deferment. Now, I am having to go through the same thing with ACS, and despite explaining the process to them, which they should already know, they still refuse to place my account into deferment status unless I provide the signed paperwork (not admitting the addendum) with the schools each checking I am enrolled with them half-time. And just like Great Lakes originally thought, ACS believes I have to be enrolled in at least one college half-time rather than accepting cumulative coursework. Therefore, I need to report ACS to the same organizations that I reported Great Lakes to about a month ago.
I have reported ACS to the following organizations: BBB of Upstate New York; the Attorney General of Kansas; the Attorney General of New York; the Ombudsman over student loans; and I have even gone as far to write the White House due to the website's contact section having an option to select ""help with a government agency,"" and the student loans are stafford. Anyone who has complaints with ACS should follow the same steps. When you attempt to locate them when filing a BBB report, their physical address is on Bleeker. Their other address is PO Box 7051, Utica, NY 13504-7051.