On September 3, 2011 my wife and I went to the office of Advocate Law Groups of Florida, after seeing their add on television, because we had bee denied a modification from our bank, Wells Fargo Mortgage Corporation on the basisi that we were paying on time. The person who took our information, named Pablo Sr. told us not to pay any more, because, (his exact words) "banks don't want to work with you if you are paying on time". He asked for a down payment of $3,200.00 in three installments: $1,200.00 at that moment; $1,000.00 on October 3; and another $1,000.00 on November 3. Then he said that if they weren't able to get the modification within those three months, wich was very unlikely, they would need to withdraw $495.00 from our checking account on every subsecuent month, beginning on December 3, 2011. Since then, and until March , 2015, they have taken from us the total of $23,000.00, and we would have lost our house, set for public auction on March 31, 2015, if we had not acquired the services of another (an honest one) attorney.
In the beginning, apparently, they did some work; but after Wells Fargo transfered the account to another company, they did nothing but lie. After going thru four "mediators" or negotiators that never answered their phones, and never called back, even under their promises "to call back within 24 to 48 hours"; and if we called their main desk most of the time we would get an answering machine that would ask for "a short message and a phone number to call back", which they never did.
During those three and a half years I never saw an attorney, not even a para legal; all I saw and spoke to were "mediators" who asked for additional documents. The last one of the "mediators", a Mr. Fuad Morales, even told me that he had send a proposal to the bank, (PennyMac), offering $1,000.00 down so they would put the house on a "retention plan"; but according to him, it was refused. Now, after such a long time, and being tired of the same words, (no positive results whatsoever), and being in the verge of llosing my house, a month ago I decided to disregard their advise not to talk to the bank, and called them, and; surprise! surprise!, I was told that there had not been any communications from my "attorney" for at least six months.
I don't know if I be able to recover any of the money I paid Advocate Law Groups of Florida, but even so, I'll like for eveybody to know that they are running a scam, taking advantage of the people havinf problems with their mortgage loans.
Advocate Law Groups Reviews
On September 3, 2011 my wife and I went to the office of Advocate Law Groups of Florida, after seeing their add on television, because we had bee denied a modification from our bank, Wells Fargo Mortgage Corporation on the basisi that we were paying on time. The person who took our information, named Pablo Sr. told us not to pay any more, because, (his exact words) "banks don't want to work with you if you are paying on time". He asked for a down payment of $3,200.00 in three installments: $1,200.00 at that moment; $1,000.00 on October 3; and another $1,000.00 on November 3. Then he said that if they weren't able to get the modification within those three months, wich was very unlikely, they would need to withdraw $495.00 from our checking account on every subsecuent month, beginning on December 3, 2011. Since then, and until March , 2015, they have taken from us the total of $23,000.00, and we would have lost our house, set for public auction on March 31, 2015, if we had not acquired the services of another (an honest one) attorney.
In the beginning, apparently, they did some work; but after Wells Fargo transfered the account to another company, they did nothing but lie. After going thru four "mediators" or negotiators that never answered their phones, and never called back, even under their promises "to call back within 24 to 48 hours"; and if we called their main desk most of the time we would get an answering machine that would ask for "a short message and a phone number to call back", which they never did.
During those three and a half years I never saw an attorney, not even a para legal; all I saw and spoke to were "mediators" who asked for additional documents. The last one of the "mediators", a Mr. Fuad Morales, even told me that he had send a proposal to the bank, (PennyMac), offering $1,000.00 down so they would put the house on a "retention plan"; but according to him, it was refused. Now, after such a long time, and being tired of the same words, (no positive results whatsoever), and being in the verge of llosing my house, a month ago I decided to disregard their advise not to talk to the bank, and called them, and; surprise! surprise!, I was told that there had not been any communications from my "attorney" for at least six months.
I don't know if I be able to recover any of the money I paid Advocate Law Groups of Florida, but even so, I'll like for eveybody to know that they are running a scam, taking advantage of the people havinf problems with their mortgage loans.