AmeriCredit


Country United States
State Denmark
City Fort Worth
Address 801 Cherry Street, Ste. 3500
Phone 8665378840
Website www.americredit.com

AmeriCredit Reviews

  • Dec 22, 2014

Be very careful if you have a loan with this company and save every shred of documentation you receive from them. Get anything they say to you in writing. Of course they will not back up what they say to you on the phone. They are trained to lie.

I purchases a vehilce through GMAC/Americredit...they are the same entity. They have addes charges to my former loan that I am still disputing...after 5 years. It has taken me consulting with a lawyer to get any type of response from the company.

Your accounting history will be grossly incaccurate and they will insert hidden charges, amounts and penalties. Look on Google, they have had numerous class action law suits for this type of action as well as discriminating against minorities and feeding them higher interest rates.

If you have a problem with them, you need to file a formal complaint with the FTC and also your states Attorney Generals Office. Don't bother using the Better Business Bureau. It is a waste of time.

They will also auto dial your number daily, to harrass you. Even after your submit a letter for them to stop calling they still will. I had to file a complaint with the Consumer Protection Bureau and this was the only way to get them to stop calling.

I am posting this to warn others so they dont have to go through the hell my family has in order to get this resolved. Good Luck you you and we a wise consumer. I wish I had known then what I know now and would have saved myself alot of headache.

  • Oct 6, 2014

First was deceived by their practices when getting the load. Paid on time and asked to re-fianance but was told could not. We let that go but had to file bankruptcy due to both of us losing our jobs at the same time. Gave the car back never heard a word from them. Then all of a sudden this year I get a 1099-C which forgave me for the debt. I had the IRS wanting money from our tax return in 2011. Lucky for me they were on my bankruptcy but never did Americredit contact me after I gave the car back. We had that car for 3 years on a 5 year loan and still owed them over 12000 when they came to get it. That I could not figure out since we only paid a little more than 9000 for the car.

  • Sep 20, 2014

I received a letter from the IRS stating that I had not list a debt forgiveness on my return for 2012. When I looked at the letter it listed Amercredit Financial Services Inc for $9,942 but it does not state for what. I checked my credit report and there was nothing sent to them.

The IRS is now expecting a payment from me on something I had no knowledge about. I sent a letter to Amercredit using the information provided on the IRS letter but it was never replied to. I have never received anything from Americredit to be reported to the IRS yet it seems that the IRS does not care about it, they only care about collecting money from me.

I tried several times to contact Americredit via phone but it just rings and evey prompt you could think of comes up but no real person ever comes on to actually talk to me.

  • Jul 9, 2014

I received a certified letter from he IRS saying there was an ajustment to my 2012 taxes and now I owed them money. Americredit said they sent me a 1099 on 10-27-2012 which I never received. They turned it into to the IRS as income. I never received any money fom Americredit. This is Fraud!!! Something needs to be done to this company! I think they are now called GM financial services. This is just so wrong Do the American people have any rights anymore?

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