CNU Online Holdings, LLC.


Country United States
State Benin
City Chicago
Address 200 West Jackson Suite 2400
Phone 8663265265
Website https://www.cashnetusa.com/

CNU Online Holdings, LLC. Reviews

Most Useful Comment
  • Jan 4, 2016

I just filed a complaint against with the FTC against CashNetUSA

I just filed a complaint against with the FTC against CashNetUSA. This is my story...

On or about June 1st, 2015, I inquired with CashNetUSA, the loan company widely publicized on TV. After learning of their offers I "initiated" an application with them, providing them with my personal information. During this process, I began 2 notice several browser pop-up windows which appeared 2 be ads for other loan agencies. I ignored those pop-ups in lieu of attempting to complete the application process w/CashNetUSA. However, after being prompted within this same browsing session by CashNetUSA to accept the offer, I declined to go through with it because I didn't like their stated terms, so I cancelled the application process before it was finalized but decided to give another loan company in one of those pop-up windows I received a try. After I initiated this second inquiry, I was again prompted by even more pop-up windows from even more loan companies all of whom were making similar claims of fast money.

This is the point at which I began to realize that CashNetUSA was just a scam company & upon a subsequent visit to my email inbox-------that suspicion of mine was confirmed for almost immediately I had received close to 25 different emails from CashNetUSA and other online loan entities making all types of bold claims. Many of these emails were addressing me by my email address in the subject line but some of them were actually addressing me by my full legal name in the subject line. This concerns me because I never completed nor signed any loan agreement but only inquired with them to see what I would be approved for & ever since then, I've been receiving a multitude of phishing emails almost on a daily-basis from all sorts of loan companies online (some using my email address & some using my real name when addressing my in the subject line)-------This concerns me because if that many senders have my real name that means that CashNetUSA went against my best interest by permitting this exploitation of my personally identifiable information during that initial process of my loan inquiry with them.

Again, I never completed nor signed any loan agreement with anyone but simply allowed them to run a check to see what I would be approved for. That does not entitle them to abuse my (PII). I even submitted a formal complaint in writing to them stating my concerns & demanding they stop unlawfully distributing my (PII). They responded by saying they do not have my credentials in their system anywhere. I know I'm being rail-roaded by them. That much is plainly evident by the fact that to this very day I continue to receive daily phishing emails from their obscure affiliations and many of these emails have become inappropriate (i.e., adult advertisements). I'm very mad because its clearly obvious that CashNetUSA purposefully & without prior authorization nor indication, permitted the exploitation & misuse of my personally identifiable info during the inquiry I made with them. This includes the exploitation of my email address too.

The email address I used was my Microsoft Outlook address & within Microsoft accounts there's a feature that allows users to mark a suspected email as phishing. I've been doing that ever since this exploitation began but many of those emails I already deleted after marking them as phishing. I called Microsoft to obtain copies of these emails, but they initially said I had to get a court-order. I then contacted Microsoft's "The Network" to see if they can help but I haven't heard back from them now for over a month.

The funny thing is the more I tried to dig up about this malicious entity the more I find their filthy talons are just about everywhere.

[ https://www.sec.gov/Archives/edgar/data/807884/000119312512079642/d258270dex21.htm ]

When I visit their site the contact address they have is 175 West Jackson Blvd, Suite 1000, Chicago, IL 60604. That's the same address the Better Business Bureau has for them. Oh, and by the way, CashNetUSA currently has a ( D ) rating on the BBB website, but if you want my opinion-------it should be a big fat F.

Take note of the following statements made by the Better Business Bureau of Fort Worth, as excerpted directly from their site:

" The Better Business Bureau of Fort Worth and Tarrant County, Inc. (BBB of Fort Worth) has received more than 100 complaints since 2013 from consumers who say they received a phone call from someone claiming to be a representative of CashNetUSA........Continued investigation from the BBB of Chicago found that Cash Net USA had been acquired by Cash America International, but operates as a separate legal entity. The acquisition establishes an internet distribution channel for Cash America to provide payday loans. CashNetUSA will compliment Cash America's 758 physical locations. In order to better handle the scam reported as their company, CashNetUSA has committed to training their customer service representatives on what they do and do not offer as a company, so that consumers might better understand the services offered by CashNetUSA before signing up for anything. The BBB will continue to monitor this scam, as well as future CashNetUSA complaints. "

Did you notice right there in the last line of their statement. The Better Business actually acknowledges this scam perpetrated by CashNetUSA!

What I don't understand, after all the hundreds of thousands of complaints filed online and with agencies such as the BBB and the FTC, is why these crooks are even allowed to operate at all?!-------They even have the audacity to pay for more air-time to show more of their misleading commercials on TV!

Where is the IRS and the DOJ when we really need them?!-------Why aren't they investigating this obviously fraudulent company along with its low-down and dirty cohorts?!

If you ask me, I think its just another inside-job. Things are unfolding in this country exactly as the Founding Father's warned us they would occur...

"The money powers prey upon the nation in times of peace and conspire against it in times of adversity. It is more despotic than monarchy, more insolent than autocracy, more selfish than bureaucracy. I see in the near future a crisis approaching that unnerves me and causes me to tremble for the safety of my country. Corporations have been enthroned, an era of corruption will follow and the money-power of the country will endeavor to per-long its reign, by working upon the prejudices of the people, until the wealth is aggregated in a few hands and the republic is destroyed."---Abraham Lincoln

Mark as Useful [2 votes]
  • Jul 17, 2014

I was contacted by the number 929 800 2701 the man stated heeras representing USA cash loans his name was Paul dickson. Then he said I was approved for a loan of five grand all I needed was to buy a greendot money pack for $200 and then he stated he manager could not approve it without another $180 I checked my cards and there was no money on them.

  • Jul 9, 2014

I applied for a cash loan through cashnetusa and got scamed for 100.00 and was told i would have to send them more money. I told them no i would not that it was a scam. since then i keep getting phone calls asking me if i have the extra money they want. when i ask who is calling they hang up.

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