Company approached me by mail, thought it was serious since it said your loans interest rate is against the law in the state of OHIO. They knew who I had a pay day loan thru, expressed how online, these sites are breaking the law and getting away with it, unless it is reported. I left my info, wanted to hear more, the loan was not going down and I thought he had some merit to his email. We had a lengthy conversation, he showed me on google where they were listed as scams, interest rate rip offs, so I wanted to get rid of debt, and I didn't want them to take advantage of me, he had me sold. Next couple days I did speak to some other people, they asked if I had any other loans, he could see if they were following Ohio Guidelines, I mentioned Billmelater. Sure enough that too was in violation.
He laid out the plan as a escrow account, 256.73 a month for 7 months and all debts will be paid. During this time, They contact all places for me, inform them of state laws, negotiate a price well below what they tried to get from me, all I had to do was make those payments, HE and I specify HE would take care of the rest. I paid every month, middle of second month billmelater, cashnetusa send email contact was necessary, so I called them.
CCA is in negotiations with you, they said not to deal with you one on one, only thru them. They said, who is that, never contacted us, you better contact them if you gave them money. CCA reassured me that this is typical, they will lie to get money from me, they in fact did contact them, so ok i believed him. 2 weeks ago is when it all came apart, RISE Loan who never contacted me, sent me a letter from a debt collector who I thought was a law firm, called them, they said people you are working with are frauds, no contact, no their faults though, they want their money. I said its at CCA call them, I am right now. My bank called he would understand the finance side more, they had a separate escrow company, oooh and I had lawyers I was never told about.
First two payments, 400.00 went to them for the work they did?! Nothing they did nothing, now I knew I had been robbed, so they kept saying look at your contract its all in there. Finally went to Gmail hit CCA and sure enough they sent me a copy, but it was not my signature, not even close, they spelled my first name MICHELLE I have one L, and thats not my signature. It is registured at the Bank, BMV, and the voters registration since 1992, 18yrs old and on. they are telling me I have only 187.00, they received near 800.00. not to mention the debts are going into collections because of them. Not only illegal for my signature, deception, didnt call debtors, and never said anything about lawyers fees, storage fees for my money, with all these d*** fees, I could have paid them off by now, I wasn't in default. I need someone to expose this place for what it is and if they can go further this is awful.
Can someone please tell he how to cancel the contract. I too was dooped and want to work directly with the payday lenders.. HOW do I cancel with them I haven't paid them but I have signed the contract
Hello I was in need of a consumer debt company I trusted CCA I have been a Loyal participant in there Collection 2 times a month they withdrew $126.17 a month I trusted them, they deceived me I would like what I have been giving them back I will pay the creditors myself Thank you for your time
Exact same situation for us. Taking our money and doing nothing. Paying themselves first. Our payday lenders are working with us to resolve the debt now and have been very nice. STAY AWAY FROM SIMON HALL AND CONSUMER CAPITAL ADVOCATES. THEY ARE A RIP OFF COMPANY. We have been trying to get in touch with Simon Hall to cancel as we were told that is the only way and he WILL NOT respond. Going to file a complaint with the BBB if possible and then with State Attorney General's Office. This company needs to be stopped.
Exact same situation as ours. We thought we were doing the right thing by making the attempt to pay back the pay day loans. This company are liars. They took our money but did nothing. Continually received calls from the pay day lenders and when we called Consumer Capital Advocates they said they sent letters. We called corporate offices and local offices and NOTHING was sent. Then CCA wanted us to do all the leg work for them. When we tried to cancel we were told that it wasn't working because we weren't supposed to talk to the payday lenders any more; however, CCA is the one who kept telling us to call them and get phone numbers and fax numbers for them. This is a big rip off company and needs to be stopped. Going to report them to BBB if possible and then if we have to file a complaint with our state attorney general's office we will. Simon Hall will not respond to our emails any more. Only getting automated responses. STAY AWAY FROM THIS COMPANY. YOUR PAY DAY LENDERS WILL WORK WITH YOU. YOU MAY HAVE TO PAY BACK THE FULL AMOUNT BUT IN THE LONG RUN IT'S THE BETTER WAY. STAY AWAY FROM SIMON HALL AND CONSUMER CAPITAL ADVOCATES. THEY ARE LIARS!!!!! ONCE THEY HAVE YOUR SIGNATURE AND YOUR PAYMENT THEY ARE DONE WITH YOU AND DO NOTHING FOR YOU.
Consumer Capital Advocates Reviews
Company approached me by mail, thought it was serious since it said your loans interest rate is against the law in the state of OHIO. They knew who I had a pay day loan thru, expressed how online, these sites are breaking the law and getting away with it, unless it is reported. I left my info, wanted to hear more, the loan was not going down and I thought he had some merit to his email. We had a lengthy conversation, he showed me on google where they were listed as scams, interest rate rip offs, so I wanted to get rid of debt, and I didn't want them to take advantage of me, he had me sold. Next couple days I did speak to some other people, they asked if I had any other loans, he could see if they were following Ohio Guidelines, I mentioned Billmelater. Sure enough that too was in violation.
He laid out the plan as a escrow account, 256.73 a month for 7 months and all debts will be paid. During this time, They contact all places for me, inform them of state laws, negotiate a price well below what they tried to get from me, all I had to do was make those payments, HE and I specify HE would take care of the rest. I paid every month, middle of second month billmelater, cashnetusa send email contact was necessary, so I called them.
CCA is in negotiations with you, they said not to deal with you one on one, only thru them. They said, who is that, never contacted us, you better contact them if you gave them money. CCA reassured me that this is typical, they will lie to get money from me, they in fact did contact them, so ok i believed him. 2 weeks ago is when it all came apart, RISE Loan who never contacted me, sent me a letter from a debt collector who I thought was a law firm, called them, they said people you are working with are frauds, no contact, no their faults though, they want their money. I said its at CCA call them, I am right now. My bank called he would understand the finance side more, they had a separate escrow company, oooh and I had lawyers I was never told about.
First two payments, 400.00 went to them for the work they did?! Nothing they did nothing, now I knew I had been robbed, so they kept saying look at your contract its all in there. Finally went to Gmail hit CCA and sure enough they sent me a copy, but it was not my signature, not even close, they spelled my first name MICHELLE I have one L, and thats not my signature. It is registured at the Bank, BMV, and the voters registration since 1992, 18yrs old and on. they are telling me I have only 187.00, they received near 800.00. not to mention the debts are going into collections because of them. Not only illegal for my signature, deception, didnt call debtors, and never said anything about lawyers fees, storage fees for my money, with all these d*** fees, I could have paid them off by now, I wasn't in default. I need someone to expose this place for what it is and if they can go further this is awful.
michele
cincinnati ohio
HOW DO I CANCEL WITH CCA??
Can someone please tell he how to cancel the contract. I too was dooped and want to work directly with the payday lenders.. HOW do I cancel with them I haven't paid them but I have signed the contract
Hello I was in need of a consumer debt company I trusted CCA I have been a Loyal participant in there Collection 2 times a month they withdrew $126.17 a month I trusted them, they deceived me I would like what I have been giving them back I will pay the creditors myself Thank you for your time
SIMON HALL AND CCA
Exact same situation for us. Taking our money and doing nothing. Paying themselves first. Our payday lenders are working with us to resolve the debt now and have been very nice. STAY AWAY FROM SIMON HALL AND CONSUMER CAPITAL ADVOCATES. THEY ARE A RIP OFF COMPANY. We have been trying to get in touch with Simon Hall to cancel as we were told that is the only way and he WILL NOT respond. Going to file a complaint with the BBB if possible and then with State Attorney General's Office. This company needs to be stopped.
CCA AND SIMON HALL
Exact same situation as ours. We thought we were doing the right thing by making the attempt to pay back the pay day loans. This company are liars. They took our money but did nothing. Continually received calls from the pay day lenders and when we called Consumer Capital Advocates they said they sent letters. We called corporate offices and local offices and NOTHING was sent. Then CCA wanted us to do all the leg work for them. When we tried to cancel we were told that it wasn't working because we weren't supposed to talk to the payday lenders any more; however, CCA is the one who kept telling us to call them and get phone numbers and fax numbers for them. This is a big rip off company and needs to be stopped. Going to report them to BBB if possible and then if we have to file a complaint with our state attorney general's office we will. Simon Hall will not respond to our emails any more. Only getting automated responses. STAY AWAY FROM THIS COMPANY. YOUR PAY DAY LENDERS WILL WORK WITH YOU. YOU MAY HAVE TO PAY BACK THE FULL AMOUNT BUT IN THE LONG RUN IT'S THE BETTER WAY. STAY AWAY FROM SIMON HALL AND CONSUMER CAPITAL ADVOCATES. THEY ARE LIARS!!!!! ONCE THEY HAVE YOUR SIGNATURE AND YOUR PAYMENT THEY ARE DONE WITH YOU AND DO NOTHING FOR YOU.