First Financial


Country United States
State California
City San Diego
Address 2024 San Diego
Phone 858-222-3640
Website www.firstfinancial.com/

First Financial Reviews

  • Jun 5, 2015

Yesterday my phone kept ringing but they never left a message. Today I answered and a person said that I was approved for a loan up to 10k without using my credit score. So I said ok can you send me loan documents etc so I can look them over before I agree, I was told NO that I have to pay an INSURANCE fee first so I said ok how much. They told me the fee was 240 for a 3k loan but as soon as I pay the 240 the 3k will be in my checking account within 30 minutes. So I said ok so I can't get my loan documents until I pay the Insurance payment of 240? The person then said no and put her manager on the phone Daniel. So I asked Daniel can i get loan documents he said no I had to pay the insurance fee first so i said ok can I put on my Navy Federal ATM card he said NO we use Western Union or Money gram I said ok great I can do western unionline then he SAID NO We need cash no so use Money gram. I said ok well I am a single mother of 4 bad divorce domestic violence and a disabled veteran I need my money so If I do this you are guaranteeing the loan in my account in an hour right? He said Oh yes ma'am I said well I need loan documents so I can see what I am paying for he said he can until I have the insurance payment through money gram. HERES why I didn't do this because as much as I do need 3k I know you NEVER send money to get money but I wanted to see what kind of GAME they are/were playing. They all had Indian accents from INDIA and the lady I spoke with sounded very uneasy about asking me to pay upfront. I am very shocked and surprised this is still going on. And if you go to first financial's website they have FBI link and a SCAM alert right on their webpage. PLEASE DO NOT SEND THEM MONEY IT"S A SCAM. Daniel is waiting for me to call him back from WAlMart because I said I had to think about it. IF he calls me I will say I have reported them to the FBI

  • May 8, 2015

First financial -- scam scam they told me if I had I application for a loan and they told me: had to pay 250 dollars for them to removed the red flag on my credit report. I payed the 250 and I never seen the loan or my refund on the money that I sent to them and they are still calling me asking for more money and I just said to stop calling me and try o give back my money and they said that it was going to take up to 30 days.. There aRe just a rip off I wish I could get my money back..the two people where Daryl and Daniel and also Jennifer melivn they are scamers..

  • Dec 17, 2014

I first received many calls from number, but never left voicemails. Later I received a call from Melvin Dikson saying I was approved for a personal loan from $2000.00 to $10000.00. I got suspicious when I asked him to send me a email with all the details and he was very pushy to wait on line and have my asnwer right there. So, I took the time to check his email address "[email protected]" , but they didn't have a website with the same domain wich is no way a finance company would be setup that way. So I called them back and was transfered many times to different people (all with some type of accent ) so finnally someone named Daniel Fernandez said that he was the one who would handle my application, so I asked him to give me the name of his website so I could take a look before doing anything. He gave me the address www.bankatfirst.com , so I called them and they dont have any affiliation with first financial in San Diego. I got curious and checked their address San Diego, CA 92110 and is not a match.

So I called Daniel back and told him that I wouldn't go ahead with the application because I check with Ban At First and they didn't have any affiliation with them, he asked what I did say to them. I told Daniel that unfortunetly he made me wait my time with this scam and he just laugh and hung up.

  • Nov 15, 2014

I am a business owner of Joy's Creative Arts and was trying to get a business loan from First Financial. They claim there were problems, such as credit score repair because there were a red flag, owe payday loans, cash advance, which not what states in my real credit report or my information. I apply for loans, but I do not remember appying for payday loans and cash advanced. The only loans I have are schoolloans and my current credit. I have not late payments and my credit scores are fine. I had to pay $215.00 for business loan insurance, $280 for credit report, $495 for western union deposti, $320 for cash advanced I never applied for and $635.00 for payday loan I never apply for. First financial is on the Better Business Bureau, but not accredited. So far, I have not sign up any agreement and I am not sure what to do. Should I not take the loan or just find a high pay job that to invest my company, Joy's Creative Arts. I already reported to the courts about the problem already. I also made these payments already. I have to watch my money right now until getting a second job that pays high salary. I am not sure if I am being rippedoff or not.

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