Bank is saving and formulating maximum overdrafts by processing transations in a sequence that generates maximum overdraft charges. I was charged $111.00 in over draft fess in the same day for being less than $3 over drawn for the entire day. They charged me 3 overdrafts in the same day for each of the overdrats. This could have only been valid if they remove funds in the wrong order. If all the transactions were processed in the order they came in then there shold have only been 1 overdraft at most for being $3 over.
Worst bank I've ever been with. I've owned 3 businesses over the last 35 years. I've banked both personally and business wise all up and down the eastern U.S. and I've never seen or been victim of such outrageuos banking practices. They call you with so call curtesy call informing of your overdrafts, informing you they will be taking large sums of your money for an over draft of any amout. In my case $37.50 for and over draft of $0.81, (81 cents) then they over draft twice more because they over drafted me the first time by $0.81 for another $74.00. By the end of the one day, and baring any over drafts, my account was actually over draw by less than $3.00 total. My account is no upside down by nearly, but not quite, $114.00 of which $111.00 is overdraft fees.
Stay away from this bank if you like your money, because they will nickle and dime you to death. From their outrageuos $2.50 fee for using your ATM card to the purposely rearranging your transactions for max overdraft charges, to their rediculas curtessy calls informing you they are take 46 times the amount you're overdrawn by (81 cents) from your account. For being $0.81 (81 cents) overdrawn, they they ranp that up to charge you as many times as possible for what is actually opne overdraft, the same overdraft and subsequent overdrats are then charged because they charged the first overdraft which in turn now generated 2 additional overdrafts because of 81 censt and their 1st overdraft charges.
Talk about a money grubbing, scheeming underhanded, screw their customers as often as they can Bank!
I don't even know how their employees accept being part of such a money grubbing bunch of sharks.
First Convencience bank is practicing unlaw excessive overdraft fees. My account had a balance of $13.04 after posted transactions. Then I get a $70 overdraft fee, so the remaining pending transactions came through the next day and I received another $105 in overdraft fees. This makes no sense at all. I am preparing a class action suit against this bank and if anyone is interested please let me know, I will put you in touch with the firm handling it.
This bank sent representitives from the desoto branch to my job when i was in orientation n asked us all to ipen an acct with then n they would credit our accts with $25.00 when our first direct deposits hit. My direct dep hit almost 2 weeks ago and i have yet ro see my $25. I called that branch and was rold thwy would credit my acct amd they dis bit. I called custimer service and was ibformed my direct dep had to be $100.00 or more to get that credit.I then said we were not informed of that and did not feel it was fair for them to have stipulations and bot inform us of that. I also informed the lady that if i had kbown i would bot have opened an acct woth them because i had a babk acct. Originally informed reps of that and the continued to ask me too open an acct saying "well will they give you $25 dollars for free when your direct dep hits" I said "good point" and got staryed on the paper work. Unfortunantly my direct dep was less than $100.00 because i pulled two $100.00 advances so i would be able to eat and buy necessities while on the raod. When i called customer service and was dissatisfied i asked for corporates number and after a "brief hold" I was informed she was not allowed to disclose that information. Lol These ppl need to be shut down. Not as serious as some of the other posts but still playing with my money and im pretty pissed....They should really stop screwing people because one day they are going to mess with the wrong person and that person wont go through the proper channels they may just go off and act a fool. This is REDICULOUS!
First National Bank Reviews
Bank is saving and formulating maximum overdrafts by processing transations in a sequence that generates maximum overdraft charges. I was charged $111.00 in over draft fess in the same day for being less than $3 over drawn for the entire day. They charged me 3 overdrafts in the same day for each of the overdrats. This could have only been valid if they remove funds in the wrong order. If all the transactions were processed in the order they came in then there shold have only been 1 overdraft at most for being $3 over.
Worst bank I've ever been with. I've owned 3 businesses over the last 35 years. I've banked both personally and business wise all up and down the eastern U.S. and I've never seen or been victim of such outrageuos banking practices. They call you with so call curtesy call informing of your overdrafts, informing you they will be taking large sums of your money for an over draft of any amout. In my case $37.50 for and over draft of $0.81, (81 cents) then they over draft twice more because they over drafted me the first time by $0.81 for another $74.00. By the end of the one day, and baring any over drafts, my account was actually over draw by less than $3.00 total. My account is no upside down by nearly, but not quite, $114.00 of which $111.00 is overdraft fees.
Stay away from this bank if you like your money, because they will nickle and dime you to death. From their outrageuos $2.50 fee for using your ATM card to the purposely rearranging your transactions for max overdraft charges, to their rediculas curtessy calls informing you they are take 46 times the amount you're overdrawn by (81 cents) from your account. For being $0.81 (81 cents) overdrawn, they they ranp that up to charge you as many times as possible for what is actually opne overdraft, the same overdraft and subsequent overdrats are then charged because they charged the first overdraft which in turn now generated 2 additional overdrafts because of 81 censt and their 1st overdraft charges.
Talk about a money grubbing, scheeming underhanded, screw their customers as often as they can Bank!
I don't even know how their employees accept being part of such a money grubbing bunch of sharks.
First Convencience bank is practicing unlaw excessive overdraft fees. My account had a balance of $13.04 after posted transactions. Then I get a $70 overdraft fee, so the remaining pending transactions came through the next day and I received another $105 in overdraft fees. This makes no sense at all. I am preparing a class action suit against this bank and if anyone is interested please let me know, I will put you in touch with the firm handling it.
This bank sent representitives from the desoto branch to my job when i was in orientation n asked us all to ipen an acct with then n they would credit our accts with $25.00 when our first direct deposits hit. My direct dep hit almost 2 weeks ago and i have yet ro see my $25. I called that branch and was rold thwy would credit my acct amd they dis bit. I called custimer service and was ibformed my direct dep had to be $100.00 or more to get that credit.I then said we were not informed of that and did not feel it was fair for them to have stipulations and bot inform us of that. I also informed the lady that if i had kbown i would bot have opened an acct woth them because i had a babk acct. Originally informed reps of that and the continued to ask me too open an acct saying "well will they give you $25 dollars for free when your direct dep hits" I said "good point" and got staryed on the paper work. Unfortunantly my direct dep was less than $100.00 because i pulled two $100.00 advances so i would be able to eat and buy necessities while on the raod. When i called customer service and was dissatisfied i asked for corporates number and after a "brief hold" I was informed she was not allowed to disclose that information. Lol These ppl need to be shut down. Not as serious as some of the other posts but still playing with my money and im pretty pissed....They should really stop screwing people because one day they are going to mess with the wrong person and that person wont go through the proper channels they may just go off and act a fool. This is REDICULOUS!