Insphere Insurance Solutions


Country United States
State Afghanistan
Website www.insphereinsurancesolutions.com

Insphere Insurance Solutions Reviews

  • Jun 30, 2014

What a company Insphere / Healthmarkets is. I am a former agent and was new to the business in 2008. Healthmarkets was a very appealing company to work for in the beginning until you open up to find the dirty little details. Remember "the devil's in the details". Read and understand the contract has been my lesson learned. The offices are clean, the people young and professional and it seemed a great place to start my insurance career. During my time there I was annually in the top 150 producers nationwide over 3+ years. Since the cancellation of my contract in 2011 I have received over $59,000 in 1099 income that I have never received as income. What has prompted this filing on rip-off report is that I just received another $11,000 in 1099's for 2012 when I have not worked for the company since 2011. There are logistics to understand that "debt" is accrued when you work for an agency like Insphere and they don't tell the fresh young faces at Insphere / Healthmarkets that you are contracting with a company that has a borderline criminal approach to doing business. An agent can make good money working there however you will be in debt the moment you sell a policy. Insphere is making money hand over fist and at the young brokers expense. Again it's borderline criminal how they operate.

Furthermore the products they sell are over-priced compared to the market. Many of which are being sold as bold faced lies to consumers regarding how the coverage works. Upon finding out that their system is made to make INsphere money and that the products they sell are (forgive me) crap, well that's when I decided to leave and work on my own. This is being sent out with a lesson learned attitude and with a good bit of contempt for this company. One would think that 3.5 years after selling my last policy and having made them a ton of money that it would be in the past. Hear my message and take a lesson that they will screw you over the long run.Their products are not good for clients, their pay structure has nearly burried me financialy.

Think twice before doing business with Insphere as an agent and run if one of their agents calls you to sell you a policy.

  • Feb 3, 2015

Helpful

Thank you for the comment. I also received a 1099 form from 2014 saying i earned around 1,800 last year when I stopped working back in 2012. I already paid my debt to the company so I have no idea why I received this form. Did you contact them? Did they sort it out? I've tried to call them but they act dumb about it, extremely frustrating.

  • May 12, 2014

I have read many rip off report updates on Insphere. Allow me to let out the truth...

I worked at Insphere when all the ripoff reports began. We were told to ""live the dream"" and ""stay the course"" and most importantly...NOT to read ripoff report.com's website. Sounding a little MLM ish? It should. I wrote over a million in production, busted my ass for that company, yet the top 5 empoyees that year made over $50 million combined. I'm working my tail off cause they are keeping 1/2 my money to run their offices, pay huge salaries and send me on a trip.

When you leave insphere you have to understand that they don't release you, they won't pay you your renewals, and you become the devil and competition which must be squashed. I lost $30,000 due to their Division manager, we'll call him Mark, decided to make up a fictisious story. In turn their huge attorney staff decides to not pay. They will make up any story to not pay you, recall, you are the devil now...you left them, and how could you.

No one who works their hates them, of course you wouldn't as you are drunk on koolaid. But, everyone who has left them do hate them. The are the devil company and those who are their still have a heart of stone and have given up their sole to rip off agents and clients. (remember the uga days?)

No licensed agents come to Insphere...NONE. Realise what you would do if you could double your income and not work twice as hard?

Run, run now. Find an agency that isn't going to burn you and read your contracts.

Good luck.

John F.

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