My wife was denied essential and necessary treatment for a lower fusion surgery by Blue Cross and Blue Shield of Minnesota. Back in september of 2014 my wife had fusion surgery in her cervical area and was also told at that time that she would also need fusion surgery for her lower back as well. In december of 2014 I lost my job and my employer (travelers insurance) paid for health insurance for the remainder of the month (december 2014). On Dec. 9th, my wife's doctor submitted urgent/needed paperwork for surgery. The doctor, myself and my wife waited 10 days for the answer to come. we were told it was "denied". "We" (the doctors office, myself and my wife) asked why and they refused to give us an answer as to why. We asked for a case manager or a supervisor and was denied that information. We were told "we" had 30 days in which to appeal the decision. I strongly believe that because it was the end of month (I recieved the information on Dec 23rd that I was denied, (after I called them, they did not bother calling me.) and I am without insurance after the 1st of the month in January that they know I did not have insurance with them after the end of the month that they denied essential, needed, urgent surgery. I believe that they are in violation of breach of contact with me and my wife as well as having all the elements of Bad Faith. They should be sued.
I started with blue cross of Minnesota in March and started paying $135.00 a week for I thought would be a good insurance, I was totally wrong. I'm double covered which is very bad idea now I have no coverage even though I'm paying for both insurances paying close to a $1000.00 a month. Neither insurance companies will let me cancel until the end of the year because of the new government insurance laws . Apparently the insurance law states that I cannot be double covered even though I didn't know I was buying in to Obama Care which blue cross is. So if there is actually someone out there who can help me figure this out so I'm not paying for nothing since neither company will let me cancel my insurance til the end of the year.
Blue Cross and Blue Shield of Minnesota Reviews
My wife was denied essential and necessary treatment for a lower fusion surgery by Blue Cross and Blue Shield of Minnesota. Back in september of 2014 my wife had fusion surgery in her cervical area and was also told at that time that she would also need fusion surgery for her lower back as well. In december of 2014 I lost my job and my employer (travelers insurance) paid for health insurance for the remainder of the month (december 2014). On Dec. 9th, my wife's doctor submitted urgent/needed paperwork for surgery. The doctor, myself and my wife waited 10 days for the answer to come. we were told it was "denied". "We" (the doctors office, myself and my wife) asked why and they refused to give us an answer as to why. We asked for a case manager or a supervisor and was denied that information. We were told "we" had 30 days in which to appeal the decision. I strongly believe that because it was the end of month (I recieved the information on Dec 23rd that I was denied, (after I called them, they did not bother calling me.) and I am without insurance after the 1st of the month in January that they know I did not have insurance with them after the end of the month that they denied essential, needed, urgent surgery. I believe that they are in violation of breach of contact with me and my wife as well as having all the elements of Bad Faith. They should be sued.
I started with blue cross of Minnesota in March and started paying $135.00 a week for I thought would be a good insurance, I was totally wrong. I'm double covered which is very bad idea now I have no coverage even though I'm paying for both insurances paying close to a $1000.00 a month. Neither insurance companies will let me cancel until the end of the year because of the new government insurance laws . Apparently the insurance law states that I cannot be double covered even though I didn't know I was buying in to Obama Care which blue cross is. So if there is actually someone out there who can help me figure this out so I'm not paying for nothing since neither company will let me cancel my insurance til the end of the year.