I contacted this company after doing an internet search for credit repair and finding their website. What should have been a red flag is that in the video the guy says his name is Justin, but when I called the number it was the same voice but he said his name was Ken. I explained my credit situation in detail, which he later claimed to not remember. After communicating over the phone with Ken and him viewing what was on my credit report he offered a 30 day method for $800 in cash via a MoneyPak or $900 if I paid by credit card, which again was another red flag because it does not cost $100 to process a credit card. Even though I had only a small amount of negatives, Ken made it a point to act like he was doing me a favor, stating that they normally charge $1200.
I got the MoneyPak and sent Ken the numbers along with a notarized company of the contract on December 29th, 2014.
I explained to Ken that my funds were limited because I had had a life threatening accident Jan 2014 and two surguries. Ken told me no worries and claimed he would get it done and his company was not like those scam companies that take off with your money but that was a lie. I gave Ken all of my logins, passwords and report numbers for all bureaus. I was told that my file was being worked on. Mid January I get an email that he was unable to login to two bureaus websites. I called those buureaus and removed the freezes. I was told one bureau would clear up on Feb 23rd. Ken claimed I didn't tell him about blocks on my file but I did. He was just hungry for money and after I gave it to him he claimed he would not have taken me on as a client if he knew that which at that point he could have admitted he couldnt do anything for me and refunded me.
As time went on I noticed that items were being verified and by mid March only item had been removed. At this point it was going onto 3 months of using the service with minimal results. I was getting fed up and had a conversation with Ken in which he became very beligerant after I asked him what his business address was and what was refund policy was, stating "it was in the contract".
When I went back and looked at the contract, there was no business address as required by law and there were two different business names on there: Credit Repair and Branche & Associates. The contract looks like he just copied and pasted it together. Regarding a refund it states this in the contract: "Note: Credit Repair Sweep endeavors to provide its clients with professional service backed with integrity and honesty. If for some reason however, Credit Repair Sweep fails to improve a client's credit report, the company will negotiate the terms to provide a refund. This refund will be dependent on the amount of work that has been accomplished and refund will be calculated based on retail price per item removed."
I paid Ken $800 and had 7 negatives, each negative was $114 and 1 was removed. I emailed him and told him I wanted a $686 refund which he agreed to. He sends over a termination agreement with no business information and no mention of the refund that he wanted me to notarize. I told him I was not signing a bogus agreement with no mention of my refund.
Ken hides behind a domain proxy at NameCheap.com and provides zero business address or correct business information on his website or contracts. It's because he is taking money up front for credit repair which is illegal according to the FTC. I requested his info numerous times and he does not provide it. He at first claimed he was in New York and he uses a New York phone number but them claimed he is in Florida and the credit repair upfront law does not apply there but again, that was a lie:
Ken stopped responding after I busted him in lie after lie and claimed he was going to have his attorney contact me for harrassing him, which is laughable when he owes me money. If you call him on his lies he claims your behavior is disrepectful, like theives desreve respect.
His service did not work, he is a liar, he is arrogant and argumentative, he does not honor his contract or refund policy, his domain name information is hidden using a privacy proxy, he provides zero business information other than a phone number and he takes money for credit repair upfront. He feels because I paid him via MoneyPak that I have no recourse. I told him I would report him will sue him if I don't get my funds back.
I did find his info for others he scammed:
Kenneth J. Hassell
Sheldon J. Branche
Crs Enterprise Group LLC
1602 Alton Rd
Miami Beach, FL 33139
SPIEGEL & UTRERA, P.A Agent
1840 SW 22ND ST
MIAMI, FL 33145
DO NOT GIVE HIM ANY MONEY! HE IS A SCAM ARTIST WHO WILL BS YOU WHEN IT COMES TO A REFUND!
Credit Repair Sweep Reviews
I contacted this company after doing an internet search for credit repair and finding their website. What should have been a red flag is that in the video the guy says his name is Justin, but when I called the number it was the same voice but he said his name was Ken. I explained my credit situation in detail, which he later claimed to not remember. After communicating over the phone with Ken and him viewing what was on my credit report he offered a 30 day method for $800 in cash via a MoneyPak or $900 if I paid by credit card, which again was another red flag because it does not cost $100 to process a credit card. Even though I had only a small amount of negatives, Ken made it a point to act like he was doing me a favor, stating that they normally charge $1200.
I got the MoneyPak and sent Ken the numbers along with a notarized company of the contract on December 29th, 2014.
I explained to Ken that my funds were limited because I had had a life threatening accident Jan 2014 and two surguries. Ken told me no worries and claimed he would get it done and his company was not like those scam companies that take off with your money but that was a lie. I gave Ken all of my logins, passwords and report numbers for all bureaus. I was told that my file was being worked on. Mid January I get an email that he was unable to login to two bureaus websites. I called those buureaus and removed the freezes. I was told one bureau would clear up on Feb 23rd. Ken claimed I didn't tell him about blocks on my file but I did. He was just hungry for money and after I gave it to him he claimed he would not have taken me on as a client if he knew that which at that point he could have admitted he couldnt do anything for me and refunded me.
As time went on I noticed that items were being verified and by mid March only item had been removed. At this point it was going onto 3 months of using the service with minimal results. I was getting fed up and had a conversation with Ken in which he became very beligerant after I asked him what his business address was and what was refund policy was, stating "it was in the contract".
When I went back and looked at the contract, there was no business address as required by law and there were two different business names on there: Credit Repair and Branche & Associates. The contract looks like he just copied and pasted it together. Regarding a refund it states this in the contract: "Note: Credit Repair Sweep endeavors to provide its clients with professional service backed with integrity and honesty. If for some reason however, Credit Repair Sweep fails to improve a client's credit report, the company will negotiate the terms to provide a refund. This refund will be dependent on the amount of work that has been accomplished and refund will be calculated based on retail price per item removed."
I paid Ken $800 and had 7 negatives, each negative was $114 and 1 was removed. I emailed him and told him I wanted a $686 refund which he agreed to. He sends over a termination agreement with no business information and no mention of the refund that he wanted me to notarize. I told him I was not signing a bogus agreement with no mention of my refund.
Ken hides behind a domain proxy at NameCheap.com and provides zero business address or correct business information on his website or contracts. It's because he is taking money up front for credit repair which is illegal according to the FTC. I requested his info numerous times and he does not provide it. He at first claimed he was in New York and he uses a New York phone number but them claimed he is in Florida and the credit repair upfront law does not apply there but again, that was a lie:
floridabar.org/tfb/TFBConsum.nsf/0a92a6dc28e76ae58525700a005d0d53/0deb21faed8e0e12852574080062d559!OpenDocument
Ken stopped responding after I busted him in lie after lie and claimed he was going to have his attorney contact me for harrassing him, which is laughable when he owes me money. If you call him on his lies he claims your behavior is disrepectful, like theives desreve respect.
His service did not work, he is a liar, he is arrogant and argumentative, he does not honor his contract or refund policy, his domain name information is hidden using a privacy proxy, he provides zero business information other than a phone number and he takes money for credit repair upfront. He feels because I paid him via MoneyPak that I have no recourse. I told him I would report him will sue him if I don't get my funds back.
I did find his info for others he scammed:
Kenneth J. Hassell
Sheldon J. Branche
Crs Enterprise Group LLC
1602 Alton Rd
Miami Beach, FL 33139
SPIEGEL & UTRERA, P.A Agent
1840 SW 22ND ST
MIAMI, FL 33145
DO NOT GIVE HIM ANY MONEY! HE IS A SCAM ARTIST WHO WILL BS YOU WHEN IT COMES TO A REFUND!