I was employeed by Mark H Riches in OKC back in the early 90's. I read the posts from people who say he is wonderful and uplifting. Ummm unless he went through therapy or had a come to Jesus meeting (Probably involving a judge) he is nothing more than a snake oil salesmmen.
When I went to work for him as his "secretary". I spent my days typing endless threatening letters to individuals, businesses, and major corporations and being his Pit Bull and keeping all the bill collectors at bay. Even going so low as to LIE to his probation officer (yep he was on FEDERAL probation at the time)!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
On one occassion a supplier came to the office and sat in our waiting room for over 4 hours just wanting to discuss the money he OWED to them. What did he do? Hid in his office for over 4 hours trying to wait out the supplier. That's a real "stand up guy" don't ya think?? Not just 1 supplier, but MULTIPLE people. The computer IT guy, the printing company, EVEN his landlord (on the home he and Jennifer were renting) and silent investor!!!!!! It was crazy and total choas.
His wife was ALWAYS pregnant and could not find anyone to watch their 4 out of control children they had at the time, so she could some in the office and PAY SOME BILLS!!! He owed American Express over $6,000.00 that had been sent to collections. Of course the collector called the office EVERYDAY!!! He NEVER talked to them.
His business was reselling long distance back then on a commission only basis. It was called The Harvard Corportion. He went all over the country trying to recruit "salesmen" to resell long distance. Of course all the newpaper ads (internet was not around back then) he took out and the hotels he would use for his "recruiting" meetings would NEVER get paid!!!! Or the check would BOUNCE like a rubber ball.
He wrote so many hot checks that I finally got smart (after I paid the BOUNCE CHECK FEE---NO HE NEVER COVERED THAT) and I started taking my checks to HIS bank to see if they would clear. That paycheck was my means to an end and I can't count how MANY times he would ask me on payday, "Can I just give you $50.00 to make it through the weekend and Jennifer will come up here over the weekend to do payroll". Really?? I was the ONLY employee for a while.
DO NOT DO ANY BUSINESS WITH THIS MAN!!!! He is a liar, a cheat, and a thief and does it all while hiding behind the Mormon Church. Sad to say this man made me leery of anyone who mentions the Mormon faith. He will smile and look you in the eye KNOWING that he is LYING just to get you to pay the upfront fees. Go to dinner with him at a "real" restaurant, he will of conveniently "forgot" his wallet and he will get it next time. But "next time" never comes around.
Best thing I ever did was leave...............and try to straighten out my own financial mess he put me in. Then he took off to New Orleans for a while and I guess he landed in Tennessee! Good!!!!
Harvard Risk Management Corporation, whose CEO Mark Riches is also a Platinum Executive Director with Prepaid Legal/Legal Shield, is basically his Legal Shield company name. The products and pyramid/MLM scheme are the same, with the new addition of the Identity Theft product.
Random resumes are pulled from Career Builder for recruitment, where you are pretty much the customer. Then they will sell you access to their Career Builder account to recruit for yourself, and to the Safety Source database for leads, when only one person at a time can log in and they are actively working the leads themselves. There's a bargain for $50. Of course you need a policy of your own to speak from personal experience and to get full and vested commissions.
There are also numerous conventions, etc that you have to pay to attend, marketing materials to buy, etc. They quote large numbers in commissions, not telling you that it's advanced commission, and when a membership drops before the full year, you then owe them money. Considering that memberships drop almost as fast as they are acquired, and one report by Robert Fitzpatrick (an MLM and pyramid scheme expert) that listed that only 1.6% of sales people were able to sell more than ten memberships, that is a lot of money invested so you can owe them in the end.
Not to mention that when you rope friends and family, as pushed, into this, you are putting them in this situation.
Read on here the customer experiences of trying to cancel accounts and being charged months after cancelling, (search Prepaid Legal and Legal Sheild) not being represented by attorneys as promised, etc. . Then google the legal trouble of Prepaid and Legal Shield, the SEC investigations, the accounting problems, the lawsuits and guilty of fraud verdicts. Read Mr. Fitzpatrick's full report and the readily available information you need to make an informed decision before investing as a consumer or sales person.
Then read this group presentation script publicly available from the CEOs website, www.markriches.com, and compare the facts given there to the actual benefits listed on even Legal Shield's website.
Of course, those who drank the kool aid will jump to defend, and that's fine. It's what they are trained to do and need to believe for themselves. Don't take my word for it, or theirs. Do your research and make up your mind. If you are curious as to how the CEO would respond to these accusations of a pyramid scheme, check out his public response to that very accusation as posted Feb. 9, 2010 on the blog of www.successteamsite.com:
""Its your life and you only get one shot. But dont put down others that are pursuing their dreams through business, MLM, or any other form of enterprise. I say cheers to them all! Not everyone can be an owner. We need employees. We need people to work in the restaurants, and pick up our garbage and clean the resorts that my wife and I visit."" - Mark H. Riches, CEO of HRMC
Harvard Risk Management Corporation Reviews
I was employeed by Mark H Riches in OKC back in the early 90's. I read the posts from people who say he is wonderful and uplifting. Ummm unless he went through therapy or had a come to Jesus meeting (Probably involving a judge) he is nothing more than a snake oil salesmmen.
When I went to work for him as his "secretary". I spent my days typing endless threatening letters to individuals, businesses, and major corporations and being his Pit Bull and keeping all the bill collectors at bay. Even going so low as to LIE to his probation officer (yep he was on FEDERAL probation at the time)!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
On one occassion a supplier came to the office and sat in our waiting room for over 4 hours just wanting to discuss the money he OWED to them. What did he do? Hid in his office for over 4 hours trying to wait out the supplier. That's a real "stand up guy" don't ya think?? Not just 1 supplier, but MULTIPLE people. The computer IT guy, the printing company, EVEN his landlord (on the home he and Jennifer were renting) and silent investor!!!!!! It was crazy and total choas.
His wife was ALWAYS pregnant and could not find anyone to watch their 4 out of control children they had at the time, so she could some in the office and PAY SOME BILLS!!! He owed American Express over $6,000.00 that had been sent to collections. Of course the collector called the office EVERYDAY!!! He NEVER talked to them.
His business was reselling long distance back then on a commission only basis. It was called The Harvard Corportion. He went all over the country trying to recruit "salesmen" to resell long distance. Of course all the newpaper ads (internet was not around back then) he took out and the hotels he would use for his "recruiting" meetings would NEVER get paid!!!! Or the check would BOUNCE like a rubber ball.
He wrote so many hot checks that I finally got smart (after I paid the BOUNCE CHECK FEE---NO HE NEVER COVERED THAT) and I started taking my checks to HIS bank to see if they would clear. That paycheck was my means to an end and I can't count how MANY times he would ask me on payday, "Can I just give you $50.00 to make it through the weekend and Jennifer will come up here over the weekend to do payroll". Really?? I was the ONLY employee for a while.
DO NOT DO ANY BUSINESS WITH THIS MAN!!!! He is a liar, a cheat, and a thief and does it all while hiding behind the Mormon Church. Sad to say this man made me leery of anyone who mentions the Mormon faith. He will smile and look you in the eye KNOWING that he is LYING just to get you to pay the upfront fees. Go to dinner with him at a "real" restaurant, he will of conveniently "forgot" his wallet and he will get it next time. But "next time" never comes around.
Best thing I ever did was leave...............and try to straighten out my own financial mess he put me in. Then he took off to New Orleans for a while and I guess he landed in Tennessee! Good!!!!
Harvard Risk Management Corporation, whose CEO Mark Riches is also a Platinum Executive Director with Prepaid Legal/Legal Shield, is basically his Legal Shield company name. The products and pyramid/MLM scheme are the same, with the new addition of the Identity Theft product.
Random resumes are pulled from Career Builder for recruitment, where you are pretty much the customer. Then they will sell you access to their Career Builder account to recruit for yourself, and to the Safety Source database for leads, when only one person at a time can log in and they are actively working the leads themselves. There's a bargain for $50. Of course you need a policy of your own to speak from personal experience and to get full and vested commissions.
There are also numerous conventions, etc that you have to pay to attend, marketing materials to buy, etc. They quote large numbers in commissions, not telling you that it's advanced commission, and when a membership drops before the full year, you then owe them money. Considering that memberships drop almost as fast as they are acquired, and one report by Robert Fitzpatrick (an MLM and pyramid scheme expert) that listed that only 1.6% of sales people were able to sell more than ten memberships, that is a lot of money invested so you can owe them in the end.
Not to mention that when you rope friends and family, as pushed, into this, you are putting them in this situation.
Read on here the customer experiences of trying to cancel accounts and being charged months after cancelling, (search Prepaid Legal and Legal Sheild) not being represented by attorneys as promised, etc. . Then google the legal trouble of Prepaid and Legal Shield, the SEC investigations, the accounting problems, the lawsuits and guilty of fraud verdicts. Read Mr. Fitzpatrick's full report and the readily available information you need to make an informed decision before investing as a consumer or sales person.
Then read this group presentation script publicly available from the CEOs website, www.markriches.com, and compare the facts given there to the actual benefits listed on even Legal Shield's website.
a=v&q=cache:PiFF7BJBWfsJ:www.markriches.com/Downloads/Docs/Download%2520Docs/Group%2520Presenation%2520Script.pdf+&hl=en&gl=us&pid=bl&srcid=ADGEESh0HGNmKbc6rNiyhIMivS1SQRH9_8vgUrEcacvC_JVZ9B-A0b_XB3wlgJ9TvxYrHSf3d0qK8Afs1OtAjzasWobvfIzdXedZYOGHblo86aqN5a_4BAI6edPJZYeaGvNrjKO2eS0b&sig=AHIEtbRWqbiummQ-4Lktpo5nqIRSXigB0A
Of course, those who drank the kool aid will jump to defend, and that's fine. It's what they are trained to do and need to believe for themselves. Don't take my word for it, or theirs. Do your research and make up your mind. If you are curious as to how the CEO would respond to these accusations of a pyramid scheme, check out his public response to that very accusation as posted Feb. 9, 2010 on the blog of www.successteamsite.com:
""Its your life and you only get one shot. But dont put down others that are pursuing their dreams through business, MLM, or any other form of enterprise. I say cheers to them all! Not everyone can be an owner. We need employees. We need people to work in the restaurants, and pick up our garbage and clean the resorts that my wife and I visit."" - Mark H. Riches, CEO of HRMC