Impact Knowledge Institute


Country United States
State Aruba
City Carlsbad
Address PO Box 2549
Phone 8663372537
Website www.duverafinancial.com

Impact Knowledge Institute Reviews

Most Useful Comment
  • Jul 29, 2014

Impack Knowledge Institue is a scam!

Services were misrepresented on sales call. Phone calls pour in from lots of numbers and

different companies. Can't keep track of who is who.

In December of 2012 I purchased enrollment into a program I was lead to believe was going to

help me start up my own website to sell products from distributors(who I was told would be

sought out for me) with COMPLETE MARKETING SOLUTIONS/BUSINESS DEVELOPMENT SYSTEMS.Then I signed

a contract emailed from a Impact KI representative which used the name 'COMPLETE MARKETING

SOLUTIONS/BUSINESS DEVELOPMENT SYSTEMS' for the whole contract. It said that COMPLETE MARKETING

SOLUTIONS/BUSINESS DEVELOPMENT SYSTEMS would be conducting my lessons, which I was later told

was done by Impact KI. When I asked Impact KI about COMPLETE MARKETING SOLUTIONS/BUSINESS

DEVELOPMENT SYSTEMS, they said they had no affiliation with them (they just sold their products

and services). They couldn't even provide me with a telephone number. Obviously confusing to me

because everything in the contract(from an Impact KI representative)was under the name COMPLETE

MARKETING SOLUTIONS/BUSINESS DEVELOPMENT SYSTEMS. Never once did it mention Impact KI or

explain how it was a separate business that I was taking the program with.

Then, in a separate installment agreement contract, the company was listed as Internet

Marketing Success Team (which Impact KI representative told me they had never heard of).

So a lot of weird things happen once you sign up. You are constantly contacted with information

on how to improve your business (for a price of course). Impact KI claims they are not

affiliated with these companies yet these company's representatives knew details about Impact

KI, even who my coach was and what her personality was like. So after paying $1000 upfront and

setting up payments for another $3400, I also purchased a $1700 and $1200 service from

Precision Corporate Services for Business credit help and tax help.Again told by Impact KI it

is not them, but somehow all these companies are receiving my contact information and claiming

to be part of the program. The calls never stop. And after 4 months of them, asking for more

money that you don't have, I stopped answering. I think this is completely understandable. I

busted my butt to try to make the website work. No real tools, other than pretty basic info,

were given without having to spend extra money. So I pay $4000 to Impact KI to get 8 half hour

sessions(which were normally about 25 min) of basic info and access to a website that gives the

same basic info? The website does offer some additional info to the phone sessions but still

nothing that is worth even close to $4000. On this website, they give you links to drop

shipping companies. The sites for my niche market were terrible. I informed my coach of this.

She then sent me a list of additional sites to try. They were the same sites I found with one

quick google search. Obviously no time was put into looking into these companies. Which is

fine, but not for a $4000 service.

The more I look into things, there more I notice strange things going on. There are multiple

addresses for Impact KI including UT and Lake Worth, FL. There also seems to be many companies

claiming to be associated with and seeming to be part of, Impact KI. But when problems arise

Impact KI blames it on these companies. Which they couldn't even give me a phone number to. So

no number for a company that sold your services? Impact KI only offers more of their sessions

which were not very affective in the first place.

Nothing in this program is worth $4000 dollars. During the sales process, much of what you are

told is included in the program is not. What is Impact KI's affiliation with all these other

company's?? In closing, I showed the example websites from Impact KI (including my coaches

websites) to a local internet marketing business. He looked at them and laughed. Said they were

very elementary. I told them I spent $4000 for there e-commerce program and I don't even want

to write his reaction to that. I feel like I have been had.

Mark as Useful [8 votes]
  • Jan 30, 2015

impact ki

if u get a call from these thieves hang up on them and do it hard.Joe morris is a fast talking snake.Stay away from this scam u will be less in debt.

Mark as Useful [1 vote]
Most Useful Comment
  • Jul 21, 2014

My Sad Story

I am 80, and have been retired for 20 years. My wife an I have been able to get by until n;w on our savings and retirement pension. Recently, however, I got involved with Impact Knowledge Institute on their claim to give me the background and tools to bring in a very good income. At first I swallowed their line, and began investing funds with them via my credit cards. I became concerned after a bit, and on advice from a person at one of the websites I was instructed to subscribe to by the ImpactKI coordinator. I decided to cancel all dealings with ImpactKI, and I asked for return of my funds, which by then amounted to $28,000. A person with ImpactKI named Joe Morris refused to return any of the funds I had invested. My wife, who is also 80, and who had not been aware of my involvement with the company, sent a letter to Morris requesting a return of some or all of the u=funds I had submitted, and she was flatly denied. I have investigated the possibility of finding employment to help make up for this loss, but there is little hope for one of my age. I hope this posting will enable some poor soul or souls to avoid involvement with these crooks and making the mess of their lives that I have made of ours.

Mark as Useful [8 votes]
  • Jul 29, 2014

Impact knowledge Institute SCAMMERS!!

The sales people in this company are very dishonest, and misleading. The service for the price

is useless.

On March 21, 2013 I got a phone call from a salesman who said he was calling from Impact

Knowledge Institution and that he wanted to interview me to see if I qualified for their

program to help me make some serious money. He explained to me that all of the internet success

videos found online were only successful because they were basically "walked by the hand" by

this business and that this business made their money from advertising these success videos and

that they wanted to make me successful so that they could fly me to Vegas to do a success video

of me. He asked me a series of questions including a bunch of questions about my credit and

then told me that I qualify for the program but that I had to put down $500 upfront to get

started, which he said I should "easily get back in about 3 sales." I borrowed the money from

my brother and I made the downpayment. He then had me write down a bunch of numbers that I

would need for registering my business. He had me sign a contract so fast that I didn't even

know that all that I would really get from this is 9 half hour lessons (one a week for 9 weeks)

and that it covers NONE of the costs of putting a website together, hosting, or advertising,

they are literally making around $690.00/hour with no expenses and the lessons weren't even

that productive. My coach spent whole sessions teaching me how to use things like facebook and

ebay and twitter which I told her that I already knew how to use and I didn't want to waste all

the time I was paying for for this but we did. In the end I had put around 100 hours into my

website and paid an ADDITIONAL $1000 in having a website created and paying super expensive

hosting that they told me to use (39.95/month) And even with following through the whole

program and putting many many hours into the business daily I couldn't even make a single sale

from the website. The program is supposed to include being able to ask my coach questions at

any time but I would leave her a message such as how to make my product search bar work on my

website and she would take a couple of weeks to respond, and then when she finally responded

she gave answers like "I talked with other coaches and they said to just take it off your site"

which is ridiculous on a site of over 14, 000 products! What exactly did I pay for?

Mark as Useful [7 votes]
  • Jul 29, 2014

I wish I had read all of the above comments about other getting scammed by these guysBEFORE I paid $7, 900 and another $1, 750 to Impact Knowledge Institute and their affiliate companies to get started in an online business. They are so professional sounding and promise many things to help get you started -- like getting your business a tax ID number and making your business an LLC so that you can have a better reputation with drop shippers-- They scam you out of your money promising to provide a service and extensive training to get you started. They promise to be available if you have any questions or concerns, then won't answer the phone when you call. Last Friday we had a coaching session scheduled and the phone rang three times before I picked it up. The coach had hung up and we tried for over an hour to call him back to no avail. Then I received a rude sarcastic email from him stating we need to take our business seriously and that he cant help us if we don't want help and are not prepared for our coaching sessions. There are so many things I can say, but the bottom line is : Don't buy into this scam. You can buy and sell on Ebay on your own without spending $10,000.

Mark as Useful [7 votes]
  • Oct 2, 2014

SCAMMED FOR $17,000!!!!!!!

SCAMMED FOR $17,000!!!!!!!!!!!!!!!!!!!! I was called and called back in August 2013. They convinced me to pay them $1000 on my credit card as a down payment and the rest was a finance loan. I have to pay for more than 5 years this loan! I worked with My Coach Melonie Campos. SHe was very nice, but not too helpful. I was told that my coach would get my website built quickly and loaded with products. THAT DID NOT HAPPEN! After becoming frustrated, I decided to lookup Melanie and found her "expert" background was that she worked at Walmart for 4 years as a Cashier!!! SO here complete "expert" background (which was supposed to enable her to teach me everything I needed to become a successfull Internet businessman was the following:

MELANIE CAMPOS RESUME FROM LINKEDIN (https://www.linkedin.com/pub/melanie-campos/45/86a/779)

2002: Graduated from Pine View High School

2004-2008: Cashier/CSM - Walmart: CSM - Handle cash, managed cashiers and front end

2007-2009: Cashier - Walmart: Rang up people, answered questions

2011-Present: Business Coach - Impact Knowledge Institute: I coach new business owners in how to build and develop their online business. We use eBay and niche websites!

So to summarize: Melanie's "extensive background" in Internet marketing, eBay, and Websites which qualified her to teach people that paid more than $17,000 is working for Walmart as a cashier!! No wonder it never worked. I called my credit card company and filed a dispute/chargeback, but the company fought me a won becuase they said it was past 3 days. I only had 3 days to cancel. If I had known what I do now I would never have done this!!!!!

Mark as Useful [5 votes]
  • Jul 29, 2014

IMPACT KNOWLEDGE INSTITUTE - This company and their people contacted me and charged me a sum of

$8200 to make me an instant success and my own home business selling stuff online. They

promised I would make back my money in the first 2 to 3, this has not happened. Eight months

later and I have not recovered ANY of the money I invested. These guys are thieves!! I have

complained to my coach, the salesperson, and the other person I spoke to and have never in my

life been treated so disrespectfully. When they do answer the phone they do not listen to you

they talk over you and are insulting. These people know they are stealing money from

unsuspecting people through this scam, they promise to teach you how to make thousands of

dollars online. THIS IS A COMPLETE LIE! Impact Knowledge didnt teach me anything except take my

money! STAY FAR AWAY!

Mark as Useful [7 votes]
  • Jul 4, 2014

I was first contacted by a fast talking sales person from Impact KI aka Impact Knowledge Institue. They represented that they would train me to be up and going and making money on the web in a very short period of 6 months. The training consisted of some web based marketing lessons and 16 weeks of a 30 minute tutoring call. In order to go forward with the training I had to sign up with their hosting company Easy 1 Hosting at additional cost. I put $500 down and financed the remainder with their associate company Duvera Financial. These companys and many more are currently under investigation by Homeland Arbitration, 4023 Kennett Pike, Suite 519, Wilmington, DE 19807. Phone 800-659-5094. Speak to Ryan Clark.

Mark as Useful [7 votes]
  • Jul 29, 2014

I got rippedoff by Impact Knowledge Institute

I applied for the course in Impact Knowledge Institute (www.impactki.com). I heard from them

only once and they promised to tell me the date of the courses, but because of some technical

problems, they courses were delayed. I decided to cancel it and asked for money, but they

provided me fake number and I have no idea what to do now. I wonder if there are other people,

who had the same experience. Can you provide any good piece of advice?

Mark as Useful [7 votes]
  • Apr 16, 2014

I was first contacted by a fast talking sales person from Impact KI aka Impact Knowledge Institue. They represented that they would train me to be up and going and making money on the web in a very short period of 6 months. The training consisted of some web based marketing lessons and 16 weeks of a 30 minute tutoring call. In order to go forward with the training I had to sign up with their hosting company Easy 1 Hosting at additional cost. I put $500 down and financed the remainder with their associate company Duvera Financial. These companys and many more are currently under investigation by Homeland Arbitration, 4023 Kennett Pike, Suite 519, Wilmington, DE 19807. Phone 800-659-5094. Speak to Ryan Clark.

Mark as Useful [7 votes]
  • Oct 2, 2014

SCAMMED FOR $17,000!!!!!!!!!!!!!!!!!!!

SCAMMED FOR $17,000!!!!!!!!!!!!!!!!!!!! I was called and called back in August 2013. They convinced me to pay them $1000 on my credit card as a down payment and the rest was a finance loan. I have to pay for more than 5 years this loan! I worked with My Coach Melonie Campos. SHe was very nice, but not too helpful. I was told that my coach would get my website built quickly and loaded with products. THAT DID NOT HAPPEN! After becoming frustrated, I decided to lookup Melanie and found her "expert" background was that she worked at Walmart for 4 years as a Cashier!!! SO here complete "expert" background (which was supposed to enable her to teach me everything I needed to become a successfull Internet businessman was the following:

MELANIE CAMPOS RESUME FROM LINKEDIN (https://www.linkedin.com/pub/melanie-campos/45/86a/779)

2002: Graduated from Pine View High School

2004-2008: Cashier/CSM - Walmart: CSM - Handle cash, managed cashiers and front end

2007-2009: Cashier - Walmart: Rang up people, answered questions

2011-Present: Business Coach - Impact Knowledge Institute: I coach new business owners in how to build and develop their online business. We use eBay and niche websites!

So to summarize: Melanie's "extensive background" in Internet marketing, eBay, and Websites which qualified her to teach people that paid more than $17,000 is working for Walmart as a cashier!! No wonder it never worked. I called my credit card company and filed a dispute/chargeback, but the company fought me a won becuase they said it was past 3 days. I only had 3 days to cancel. If I had known what I do now I would never have done this!!!!!

Mark as Useful [6 votes]
  • Oct 28, 2014

IMPACT KNOWLEDGE INSTITUTE - IMPACTKI.COM

An overpriced service that does not provide workable resources and absolutely no follow up to their customers.

On 1-28-12, my husband and I invested $3500 into education and guidance from Impact KI's to learn to sell on ebay and online stores with the use of Drop Shippers. It was to include instruction, resources and continued support. We were given a poor excuse for each of these. It started out with an instructor that called us once a week for each lesson. The instructor had only a 30 min time limit which did not allow for any type of real training or questions, we were only given an assignment with no lesson. We were expected to learn on our own with the time they clearly new we didn't have. As well we were not given much information or guidance to really help us continue on our own. When we asked for more time the instuctor did find a way he could talk for more time, however it was still insufficient and did not make us feel any more confident. Interestingly enough, the instructor was also on this program but had a website that was incomplete. He didn't seem to be too successful himself. They advertise that you should be able to hold a descent income on Online selling alone so it seemed odd to me that our instructor still had a second job working for Impact KI instructing. You could tell that he was not in control of instruction, just a low paid employee following proceedure.

Next they provided us with some Drop Shipper websites and URLs to create our own website. One drop shipper was called DOBA. Impact KI gave us a full subscription to them without charge, but later I found out that the subscription was actually limited and did not show us all the products they had available. There were very few brand names and the products were abstract and unpopular. We had very little success selling anything on ebay. This was mostly because the products on the drop shipper sites were very limited and very overpriced. The only product we had success selling, a Helen of Troy-Bed Head Deep Waver, was regularly out of stock. I lost sales multiple times this way. In order to make a profit I had to sell it for $50. I later found the exact product in a local Sallie Beauty for 1/2 the price, $19.99! In fact that was actually cheaper than the Drop Shippers price to begin with, which was approx $24.00. Impact KI had a specific site that they prefured us to use for our buisness webiste. They trained us from it. The website was really limited and unattractive looking. You had to create links to other websites. Any inventory you had to create had to be done manually and again with not instruction how to best build that inventory. I would not shop from a website that looked this way. We could look for our own but they gave us no guidance to what would be top of the line. Impact KI was not being honest and was giving us poor and unworkable resources and telling us they were doing us a favor.

Second, once our instuctor sessions were complete we were left alone and never contacted again. There was absolutely no follow up to see how we were doing and make sure we were getting our money's worth of education and assistance. It has been well over a year and there has still hasnt even been a check in.

My husband and I are frustrated and upset because for $3500 we should have been treated much better. A college education is cheaper and you come out with way more knowledge than this. We feel that we should have had Unlimited Time and training, we should have been provided with Unlimited Resources until we were ready to be on our own. 6 weeks was all the training time given, not enough time for that or any other type of professional training. We were essentially paying almost $600 a week for a 30 min session that taught us nothing. With no follow up or contiued education we have definitly been ripped off. We feel we have been dupped into a scam and left with a large bill that has not, and will never pay itself off with the way they taught us to run our buisness.

Mark as Useful [2 votes]
  • Oct 28, 2014

Not worth it

Honestly not sure if its a total scam. but there were SO MANY different places involved. First New Beginnings called to talk to me about their program and how I would be a fit for it. They took their time and all that. Half the time though I noticed the calls were coming from WA State (253 prefix) and I'm in CA but my # is also WA State. Said they would teach me about setting up my own website and marketing and all that. $1000 up front and the rest on loan but it would pay for itself and how its tax deductible and all that. Well only $2500 is educational tax deductible. So now I'm paying on the $3000 on loan.

The loan is or was thru Duvera Financial, who is now Universal something. Payments were being taken out of my acct. Had to call them because its like who the heck are you. Oh we have their contract now you should've received a letter. No letter until over 3 months later explaining the change of the loan payee. And this new company doesnt have any way for me to see online what my current balance is or anything. I'm like how am I suppose to know then where I stand on my loan. After all I've been paying $100/month for 12 months. I want to be able to see the amount outstanding and all that.

Then there's ImpactKI. I always wondered about them... supposedly they're connected to Dixie State University in Provo and all this is all based under the LDS church groups or something like that. no cirriculum syllabus provided. the "courses" or classes were 30 minutes each every other week for 20 weeks. 10 of the "courses" were over the phone and IM. the other 10 were web videos for me to watch. they say I received all of them and I'm like no I havent. I may have received 10 calls but not ten videos.... oh well you dont have any more classes left so you must've finished them

the 1st half of the program showed how Ebay works and selling on ebay, super super basic stuff I already knew. then showed me how to set up my website. their webhosting program only offers one possible plan. something none else do. only 100 products maybe loaded. Plus you pay extra for a shopping cart. so $40/month for the webhosting plus $15/month for the shopping cart.

I learned some, a little like a couple new items on ebay I can use. And I can move around and set up easier and some of the info I should put on a website but thats about it. wasnt even close to being worth $4000. for $4000 you get 20 sessions and like I said half are 30 minute calls with a coach and half are videos, so $200 for 30 minutes. Several of the final sessions were simply addressing my website and answering some questions, not teaching me or coaching me or anything.

I've had enough. I'm trying to transfer over to a new website but now need some info from them and want to cancel their web hosting program. two emails later and nothing. so I've removed my payment info, disabled my website but have no clue how to actually "cancel". trying to reach a live person is nearly impossible and now I'm going to have to tell my bank not to issue pymts for the monthly hosting. the loan pymts, wish I could cancel that.

Mark as Useful [2 votes]

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