I filed a chapter 11 bankruptcy in 2007 in Honolulu Federal Court CASE NO. 07-01030
My attorney Ted Pettit worked out a plan that gave my properties back to this bank.
During the first hearing the Judge had to order Chase to get their act together because when he asked to see the mortgage holder of record the attorneys could not identify who held the mortgage on my property. The Bankruptcy judge gave Chase 24 hours to straighten out their records and return to court to properly handle the initial
filing.
Clay Chapman Iwamura Pulice Nervell/Honolulu was the attorney for the bank was supose to handle the transfer of the property back to the bank by filing a conveyance with the county of Honolulu in August 2008 this was never done
The plan was approved and agreed upon by JP Morgan Chase /Accredited Home Lenders
The property was signed over to the bank in July 2008 approved by the Bankruptcy court in Honolulu
The Chapter 11 plan was discharged in 9/17/09 CASE NO. 07-01030 all parties were notified by mail and electronically by the Fed Bankruptcy Court
After Sept 2009 I started receiving calls/letters from Chase, Accredited Home Lenders and the attorney Clay Chapmon concerning them filing a forclosure against the property and to refinance my loan and modify my loan.
As of March 29, 2011 i have received dozens of calls and letters. Clay Chapmon has filed 2 separate forclosure actions against me on my credit. Filing a Chapter 11 reorganization was supose to improve my credit over time It is not like a chapter 7 or 13 which ruins your credit. Clay Chapmon and other parties refuse to acknowledge the court order and failed to file the conveyance in Honolulu for the past 3 years.
I have sent copies of the Chapter 11 paperwork turning the properties over to the bank in July 2008 along with the discharge paperwork dtd 9/17/09 CASE NO. 07-01030 to all parties including the mortgage company, Clay Chapmon and all parties involved by certified mail and fax at least a dozen times. Called the lenders and collectors dozens of times and spent hundreds of hours on hold to get someone to listen
I am wondering if anyone else has experienced this type of mess no wonder we had to bail these damn banks out. They cant get their records right They refuse to obey a federal court order and file multiple court actions to get more money that is all they are interested in not what is right and correct
I have contacted the bankruptcy judge and he said to have an attorney reopen my bankruptcy and get Clay Chapmon & JP Morgan Chase to stop harrassing me and file the conveyance in honolulu county. I moved to texas so i cannot afford to rehire my attorney in honolulu and fly out their to appear.
Essentially,I have not cared for banking with Chase at all. Per my accounts with Washington Mutual being grandfathered to Chase, I was just dealing with their extraordinary lack of customer service and professionalism. So, as it happens, during the recession I have lost a considerable chunk of my income and wealth. Apparently, only large numbers matter with this bank. They closed 4 of my 5 accounts and consolidated them, then someone stole my identity so I had to open a new account under Chase as it is now. Approximately one year later my account was overdrawn for mostly the fees that they assess to their checking accounts and small autopays. I did not want overdraft. I would rather pay those $15 and $20 fees later. NO, we must milk you for $34 as much and as often as possible! I waited until my tax return came in to reestablish the account, but lo and behold, they could not reopen it, for I owed $160! Wow, somebody call the law: FRAUD ALERT!
I was then told that I must accept a new account, but not just any account, a Chase Liquid Account. Long story short, I explained to the banker that the purpose was to pay my rent on time. I did utilize the account number provided to make a one time payment on the website for my property management company...(here's the hook) it declined! Oh, and neither Chase nor the apartment complex notified me! So now we are looking at additional late fee charges AND EVICTION! I called Chase on a full rant requesting the extra fees be paid by the bank as I have the original ffunds available. NO, is the answer with the regular customer service agent; NO, is the answer from the Senior Escalation Rep; finally, NO from a US rep, because the first two were in Manila, Phillipines. ARE YOU KIDDING? The money is sitting there.
Still. I HATE the level of incompetence and pure acromony that is incited by it. They can do nothing about the fees as they originate with my apartment complex, Therefore, I will spend the money for my utilities on extra fees! Lights out or out on the street with my 3 children. Chase Liquid is NOT an account it is a way for the bank to reap interest off of the less fortunate's funds. Chase Liquid is a scam. Moreover, with regard to the Bank Bailout it is yet another raping of America's pockets. I may have cursed more than a sailor on leave, but this situation is the most ludicrous thing I've ever had the displeasure of encountering. SHAME ON YOU: Boardmembers, policymakers, Executives, Shareholders you are conspirators in Grand Larceny. I can't wait to quit you in the morning.
JP Morgan Chase Bank Reviews
I filed a chapter 11 bankruptcy in 2007 in Honolulu Federal Court CASE NO. 07-01030
My attorney Ted Pettit worked out a plan that gave my properties back to this bank.
During the first hearing the Judge had to order Chase to get their act together because when he asked to see the mortgage holder of record the attorneys could not identify who held the mortgage on my property. The Bankruptcy judge gave Chase 24 hours to straighten out their records and return to court to properly handle the initial
filing.
Clay Chapman Iwamura Pulice Nervell/Honolulu was the attorney for the bank was supose to handle the transfer of the property back to the bank by filing a conveyance with the county of Honolulu in August 2008 this was never done
The plan was approved and agreed upon by JP Morgan Chase /Accredited Home Lenders
The property was signed over to the bank in July 2008 approved by the Bankruptcy court in Honolulu
The Chapter 11 plan was discharged in 9/17/09 CASE NO. 07-01030 all parties were notified by mail and electronically by the Fed Bankruptcy Court
After Sept 2009 I started receiving calls/letters from Chase, Accredited Home Lenders and the attorney Clay Chapmon concerning them filing a forclosure against the property and to refinance my loan and modify my loan.
As of March 29, 2011 i have received dozens of calls and letters. Clay Chapmon has filed 2 separate forclosure actions against me on my credit. Filing a Chapter 11 reorganization was supose to improve my credit over time It is not like a chapter 7 or 13 which ruins your credit. Clay Chapmon and other parties refuse to acknowledge the court order and failed to file the conveyance in Honolulu for the past 3 years.
I have sent copies of the Chapter 11 paperwork turning the properties over to the bank in July 2008 along with the discharge paperwork dtd 9/17/09 CASE NO. 07-01030 to all parties including the mortgage company, Clay Chapmon and all parties involved by certified mail and fax at least a dozen times. Called the lenders and collectors dozens of times and spent hundreds of hours on hold to get someone to listen
I am wondering if anyone else has experienced this type of mess no wonder we had to bail these damn banks out. They cant get their records right They refuse to obey a federal court order and file multiple court actions to get more money that is all they are interested in not what is right and correct
I have contacted the bankruptcy judge and he said to have an attorney reopen my bankruptcy and get Clay Chapmon & JP Morgan Chase to stop harrassing me and file the conveyance in honolulu county. I moved to texas so i cannot afford to rehire my attorney in honolulu and fly out their to appear.
Essentially,I have not cared for banking with Chase at all. Per my accounts with Washington Mutual being grandfathered to Chase, I was just dealing with their extraordinary lack of customer service and professionalism. So, as it happens, during the recession I have lost a considerable chunk of my income and wealth. Apparently, only large numbers matter with this bank. They closed 4 of my 5 accounts and consolidated them, then someone stole my identity so I had to open a new account under Chase as it is now. Approximately one year later my account was overdrawn for mostly the fees that they assess to their checking accounts and small autopays. I did not want overdraft. I would rather pay those $15 and $20 fees later. NO, we must milk you for $34 as much and as often as possible! I waited until my tax return came in to reestablish the account, but lo and behold, they could not reopen it, for I owed $160! Wow, somebody call the law: FRAUD ALERT!
I was then told that I must accept a new account, but not just any account, a Chase Liquid Account. Long story short, I explained to the banker that the purpose was to pay my rent on time. I did utilize the account number provided to make a one time payment on the website for my property management company...(here's the hook) it declined! Oh, and neither Chase nor the apartment complex notified me! So now we are looking at additional late fee charges AND EVICTION! I called Chase on a full rant requesting the extra fees be paid by the bank as I have the original ffunds available. NO, is the answer with the regular customer service agent; NO, is the answer from the Senior Escalation Rep; finally, NO from a US rep, because the first two were in Manila, Phillipines. ARE YOU KIDDING? The money is sitting there.
Still. I HATE the level of incompetence and pure acromony that is incited by it. They can do nothing about the fees as they originate with my apartment complex, Therefore, I will spend the money for my utilities on extra fees! Lights out or out on the street with my 3 children. Chase Liquid is NOT an account it is a way for the bank to reap interest off of the less fortunate's funds. Chase Liquid is a scam. Moreover, with regard to the Bank Bailout it is yet another raping of America's pockets. I may have cursed more than a sailor on leave, but this situation is the most ludicrous thing I've ever had the displeasure of encountering. SHAME ON YOU: Boardmembers, policymakers, Executives, Shareholders you are conspirators in Grand Larceny. I can't wait to quit you in the morning.