This company rips off its employees and ask that they sign up family. They lie about how you matter and on your first day they have you call more people to come in for interviews. They say how much you can make but then the commisions are not the same as what they stated. They also do not give much training or support but rather give you one day training then let you go out alone to get clients by going door to door. Even when you get a client they will make premiums raised or decline them so you have charegbacks. I am not sure how they have last when there was so much lies given. While there my entire management changed. Some even were fired for different occasions of fraud. It seriously was teh craziest job I ever took and hope no one else falls for this scam.
My Mother purchased a life insurance policy for me in 1956. It was pucharsed through a company called New South Life Insurance Company in SC. After she passed away, I reasearched New South Life and found that they were purchased by Protective Insurance, then Liberty National. This information came from the Insurance Commissioners office in SC. I contacted the company on June 6, 2013 and faxed copies of the original policy. I have since contacted them on June 21st, July 3rd, July 26th, July 31st, October 1st, October 10th and October 30th. I have faxed copies to 5 different people and wrote letters and sent copies. I have sent the letters as certified and have confirmation notices. I have been told that it was being research 4 times, in legal twice. I have been told that it was paid out which I requested proof only to be told that it was not paid out. I have been given one story after another. This is a legal document and my understanding is that if an Insurance company is purchased by another insurance company they are responsible for the policies. My next step is to file a complaint with the insurance commissioner's office. My mother raised 3 children by herself and money was very tight. She always put her children first and it is beyond my understanding how a company can ignore their fudiciary responsiblities. My recommendation is to not buy insurance policies for your small children, invest in something else.
Right, Ilistened to their speil. I got dazzled with the BS about how much money I can make.
So my first week I am told to call our book of business, locate all the people with term policies, call them, tell them that they are about to lose their policies due to policy expiration, or their premiums are set to skyrocket, set up an appointment and convert some of it to whole life.
I did. Turns out, some of the old term policies wouldn't expire until the insured is nearly 100! Or the current term wouildn't expire for another 5+ years. Or I see a copy of their currrent policies and see that it is a real good policy and conversion to term would be more costly in the long run... So in other words, I was told to screw clients.
I had another client looking for 200,000 insurance on himself. He has diabetes. The most I can write on him is 15K and it would cost him 150 a month. I was told to tell these sorts of clients that only we can insure them because of their diabetes. Not true at all. He found another company to insure him for 200K for the same monthly premium...
LibNat lies its but off to every client. To its agents, agency owners. To everyone.
Liberty National Life Insurance Company Reviews
This company rips off its employees and ask that they sign up family. They lie about how you matter and on your first day they have you call more people to come in for interviews. They say how much you can make but then the commisions are not the same as what they stated. They also do not give much training or support but rather give you one day training then let you go out alone to get clients by going door to door. Even when you get a client they will make premiums raised or decline them so you have charegbacks. I am not sure how they have last when there was so much lies given. While there my entire management changed. Some even were fired for different occasions of fraud. It seriously was teh craziest job I ever took and hope no one else falls for this scam.
My Mother purchased a life insurance policy for me in 1956. It was pucharsed through a company called New South Life Insurance Company in SC. After she passed away, I reasearched New South Life and found that they were purchased by Protective Insurance, then Liberty National. This information came from the Insurance Commissioners office in SC. I contacted the company on June 6, 2013 and faxed copies of the original policy. I have since contacted them on June 21st, July 3rd, July 26th, July 31st, October 1st, October 10th and October 30th. I have faxed copies to 5 different people and wrote letters and sent copies. I have sent the letters as certified and have confirmation notices. I have been told that it was being research 4 times, in legal twice. I have been told that it was paid out which I requested proof only to be told that it was not paid out. I have been given one story after another. This is a legal document and my understanding is that if an Insurance company is purchased by another insurance company they are responsible for the policies. My next step is to file a complaint with the insurance commissioner's office. My mother raised 3 children by herself and money was very tight. She always put her children first and it is beyond my understanding how a company can ignore their fudiciary responsiblities. My recommendation is to not buy insurance policies for your small children, invest in something else.
Right, Ilistened to their speil. I got dazzled with the BS about how much money I can make.
So my first week I am told to call our book of business, locate all the people with term policies, call them, tell them that they are about to lose their policies due to policy expiration, or their premiums are set to skyrocket, set up an appointment and convert some of it to whole life.
I did. Turns out, some of the old term policies wouldn't expire until the insured is nearly 100! Or the current term wouildn't expire for another 5+ years. Or I see a copy of their currrent policies and see that it is a real good policy and conversion to term would be more costly in the long run... So in other words, I was told to screw clients.
I had another client looking for 200,000 insurance on himself. He has diabetes. The most I can write on him is 15K and it would cost him 150 a month. I was told to tell these sorts of clients that only we can insure them because of their diabetes. Not true at all. He found another company to insure him for 200K for the same monthly premium...
LibNat lies its but off to every client. To its agents, agency owners. To everyone.
An Ex-Agent with Liberty National