This company use deceptive statements in their collection letter.After citing Federal Law the following is printed:
"CREDIT REPORTING:You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a consumer reporting agency if you fail to fulfill the terms of your credit obligations.Adverse credit infotmation is scheduled to be reportedon or after DD/MM/YR"
It does sound very scary and convincing for a lay person. DO NOT fall into this trap. First off, you should vigorously dispute any alleged debt especially when you see friendly notices like this one.
Because this statement uses word "may be" instead of "will be" and " scheduled to be reported on or after", it only shows a true intent to scare and lead you to believe that it is scheduled to be reported and Will Be reported.
Collection agency cannot report anything while the debt being formally disputed Even after you tell them to cease all communications with you they are not at liberty to do anything they want. Collection agency are liable for any infractions and violations of Federal Debt Collection Practices Act.
Besides filing complaints with authority the best weapon is a Small Claim Court lawsuit. You as individual dont need to be representewd by a lawyer but this company has to send a lawyer for a hearing. Imagine this: Courts budgets are cut drastically so it may take hours for your case to be called on the scheduled hearing date. You show up wait and so does their lawyer getting paid at least $200 per hour If you adjourn 2 hearings with average wait 3 hours each $1200.00 of legal fees is wasted!! This may not sound very ethical but Hello!! how about collection agency ethics.
The only way to fight them back is waste their time, resources and money Don't get mad-Get even
This is to inform people who have ever had contact by the company of credit collection service company CCS aka credit colection services, aka warningnotice.com, aka wikiwarning.com. This is a fraud company operated Michael Wayne King. This comoany is a sham company that surfs open source data both corprate and government data than sends out fake collection notices. If you recive a notice never contact them directly either phone nor Web. And never give personal data, no doubt also steal identities. If you have the money immediately high an attorney and file fraud both civial and criminal charges in your state. And if have lawyer have charges filed with fbi and postal service.
The owner / operator is a multiple cconvicted fellon who somehow keeps beeing released There have been multiple class action lawsuits against. The latest was with posting of mug shoots and taking money to erase photos. Now scam is fake collections.
I have been a victim of the fake collections. Where the company CCS credit collection services aka warningnotice.com, claims to br collecting a outstanding debt on behalf of Time Warnet Cable, in the date of 5/20/2014. Problem is time Warner no longet exists, second they had no brodcasting rights in the state of Colorado where I live. Third I have never had cable of any kind in my house.
What they did is search open data and see my income and past awards from patents and law suits. Bad news for them because I have the resources and Lawyers to bring and join class action lawsuits, If yoy gave time and money get lawyer this shows legitimate concern and fear of action by them. And starts the legal process of retroprocity and harm in there part. Maybe the feds will finally throw this scum in the federal prison hole where he and convict employees belong.
WarningNotice.com Reviews
This company use deceptive statements in their collection letter.After citing Federal Law the following is printed:
"CREDIT REPORTING:You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a consumer reporting agency if you fail to fulfill the terms of your credit obligations.Adverse credit infotmation is scheduled to be reportedon or after DD/MM/YR"
It does sound very scary and convincing for a lay person. DO NOT fall into this trap. First off, you should vigorously dispute any alleged debt especially when you see friendly notices like this one.
Because this statement uses word "may be" instead of "will be" and " scheduled to be reported on or after", it only shows a true intent to scare and lead you to believe that it is scheduled to be reported and Will Be reported.
Collection agency cannot report anything while the debt being formally disputed Even after you tell them to cease all communications with you they are not at liberty to do anything they want. Collection agency are liable for any infractions and violations of Federal Debt Collection Practices Act.
Besides filing complaints with authority the best weapon is a Small Claim Court lawsuit. You as individual dont need to be representewd by a lawyer but this company has to send a lawyer for a hearing. Imagine this: Courts budgets are cut drastically so it may take hours for your case to be called on the scheduled hearing date. You show up wait and so does their lawyer getting paid at least $200 per hour If you adjourn 2 hearings with average wait 3 hours each $1200.00 of legal fees is wasted!! This may not sound very ethical but Hello!! how about collection agency ethics.
The only way to fight them back is waste their time, resources and money Don't get mad-Get even
This is to inform people who have ever had contact by the company of credit collection service company CCS aka credit colection services, aka warningnotice.com, aka wikiwarning.com. This is a fraud company operated Michael Wayne King. This comoany is a sham company that surfs open source data both corprate and government data than sends out fake collection notices. If you recive a notice never contact them directly either phone nor Web. And never give personal data, no doubt also steal identities. If you have the money immediately high an attorney and file fraud both civial and criminal charges in your state. And if have lawyer have charges filed with fbi and postal service.
The owner / operator is a multiple cconvicted fellon who somehow keeps beeing released There have been multiple class action lawsuits against. The latest was with posting of mug shoots and taking money to erase photos. Now scam is fake collections.
I have been a victim of the fake collections. Where the company CCS credit collection services aka warningnotice.com, claims to br collecting a outstanding debt on behalf of Time Warnet Cable, in the date of 5/20/2014. Problem is time Warner no longet exists, second they had no brodcasting rights in the state of Colorado where I live. Third I have never had cable of any kind in my house.
What they did is search open data and see my income and past awards from patents and law suits. Bad news for them because I have the resources and Lawyers to bring and join class action lawsuits, If yoy gave time and money get lawyer this shows legitimate concern and fear of action by them. And starts the legal process of retroprocity and harm in there part. Maybe the feds will finally throw this scum in the federal prison hole where he and convict employees belong.